How much does a Captains, Mates, and Pilots of Water Vessels actually take home in New York?
Progressive (up to 10.9%) — 25.0% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-06
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Detailed line-by-line tax calculation for a Captains, Mates, and Pilots of Water Vessels earning $81,800 in New York (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $81,800 | — |
| Federal Income Tax | -$9,837 | 12.0% |
| New York State Income Tax | -$4,339 | 5.3% |
| Social Security (OASDI) | -$5,071 | 6.2% |
| Medicare | -$1,186 | 1.4% |
| Total Taxes | -$20,434 | 25.0% |
| Take-Home Pay | $61,365 | 75.0% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Captains, Mates, and Pilots of Water Vessels in New York.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $44,250 | -$8,979 | $35,270 | 20.3% |
| 25th Percentile (P25) | $62,400 | -$13,609 | $48,790 | 21.8% |
| Median (P50) | $81,800 | -$20,434 | $61,365 | 25.0% |
| 75th Percentile (P75) | $121,760 | -$34,812 | $86,947 | 28.6% |
| 90th Percentile (P90) | $144,160 | -$43,246 | $100,913 | 30.0% |
After federal income tax ($9,837), state tax ($4,339), and FICA ($6,257), a Captains, Mates, and Pilots of Water Vessels in New York takes home $61,365 per year — or $5,113 per month. The effective tax rate of 25.0% is relatively low compared to the national range.
Where does a Captains, Mates, and Pilots of Water Vessels keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
New York ranks #16 out of 36 states for Captains, Mates, and Pilots of Water Vessels after-tax take-home pay.
A Captains, Mates, and Pilots of Water Vessels in New York earning a median salary of $81,800 will take home approximately $61,365 per year after federal income tax ($9,837), state income tax ($4,339), and FICA ($6,257). That is $5,113 per month or $2,360 per bi-weekly paycheck.
The effective total tax rate for a Captains, Mates, and Pilots of Water Vessels in New York is 25.0%, broken down as: federal income tax 12.0%, New York state tax 5.3%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
New York has a progressive (up to 10.9%). On a Captains, Mates, and Pilots of Water Vessels's median salary of $81,800, the state income tax amounts to $4,339 per year, which is an effective state rate of 5.3%.
After all taxes, a Captains, Mates, and Pilots of Water Vessels in New York takes home approximately $5,113 per month, or about $29.50 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $81,800 for Captains, Mates, and Pilots of Water Vessels in New York, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), New York state income tax (progressive (up to 10.9%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $61,365/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR