How much does a Physical Therapists actually take home in Rhode Island?
Progressive (up to 6.0%) — 25.1% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Physical Therapists earning $95,490 in Rhode Island (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $95,490 | — |
| Federal Income Tax | -$12,848 | 13.5% |
| Rhode Island State Income Tax | -$3,801 | 4.0% |
| Social Security (OASDI) | -$5,920 | 6.2% |
| Medicare | -$1,384 | 1.5% |
| Total Taxes | -$23,955 | 25.1% |
| Take-Home Pay | $71,534 | 74.9% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Physical Therapists in Rhode Island.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $74,980 | -$16,899 | $58,080 | 22.5% |
| 25th Percentile (P25) | $80,870 | -$18,925 | $61,944 | 23.4% |
| Median (P50) | $95,490 | -$23,955 | $71,534 | 25.1% |
| 75th Percentile (P75) | $106,980 | -$27,907 | $79,072 | 26.1% |
| 90th Percentile (P90) | $131,010 | -$36,491 | $94,518 | 27.9% |
After federal income tax ($12,848), state tax ($3,801), and FICA ($7,304), a Physical Therapists in Rhode Island takes home $71,534 per year — or $5,961 per month. The effective tax rate of 25.1% is moderate compared to the national range.
Where does a Physical Therapists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Rhode Island ranks #31 out of 51 states for Physical Therapists after-tax take-home pay.
A Physical Therapists in Rhode Island earning a median salary of $95,490 will take home approximately $71,534 per year after federal income tax ($12,848), state income tax ($3,801), and FICA ($7,304). That is $5,961 per month or $2,751 per bi-weekly paycheck.
The effective total tax rate for a Physical Therapists in Rhode Island is 25.1%, broken down as: federal income tax 13.5%, Rhode Island state tax 4.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Rhode Island has a progressive (up to 6.0%). On a Physical Therapists's median salary of $95,490, the state income tax amounts to $3,801 per year, which is an effective state rate of 4.0%.
After all taxes, a Physical Therapists in Rhode Island takes home approximately $5,961 per month, or about $34.39 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $95,490 for Physical Therapists in Rhode Island, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Rhode Island state income tax (progressive (up to 6.0%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $71,534/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR