How much does a Physical Therapists actually take home in Minnesota?
Progressive (up to 9.8%) — 27.5% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Physical Therapists earning $96,560 in Minnesota (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $96,560 | — |
| Federal Income Tax | -$13,084 | 13.6% |
| Minnesota State Income Tax | -$6,130 | 6.3% |
| Social Security (OASDI) | -$5,986 | 6.2% |
| Medicare | -$1,400 | 1.4% |
| Total Taxes | -$26,601 | 27.5% |
| Take-Home Pay | $69,958 | 72.5% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Physical Therapists in Minnesota.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $79,270 | -$20,298 | $58,971 | 25.6% |
| 25th Percentile (P25) | $85,890 | -$22,711 | $63,178 | 26.4% |
| Median (P50) | $96,560 | -$26,601 | $69,958 | 27.5% |
| 75th Percentile (P75) | $102,020 | -$28,625 | $73,394 | 28.1% |
| 90th Percentile (P90) | $112,370 | -$32,506 | $79,863 | 28.9% |
After federal income tax ($13,084), state tax ($6,130), and FICA ($7,386), a Physical Therapists in Minnesota takes home $69,958 per year — or $5,829 per month. The effective tax rate of 27.5% is moderate compared to the national range.
Where does a Physical Therapists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Minnesota ranks #42 out of 51 states for Physical Therapists after-tax take-home pay.
A Physical Therapists in Minnesota earning a median salary of $96,560 will take home approximately $69,958 per year after federal income tax ($13,084), state income tax ($6,130), and FICA ($7,386). That is $5,829 per month or $2,690 per bi-weekly paycheck.
The effective total tax rate for a Physical Therapists in Minnesota is 27.5%, broken down as: federal income tax 13.6%, Minnesota state tax 6.3%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Minnesota has a progressive (up to 9.8%). On a Physical Therapists's median salary of $96,560, the state income tax amounts to $6,130 per year, which is an effective state rate of 6.3%.
After all taxes, a Physical Therapists in Minnesota takes home approximately $5,829 per month, or about $33.63 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $96,560 for Physical Therapists in Minnesota, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Minnesota state income tax (progressive (up to 9.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $69,958/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR