How much does a Physical Therapists actually take home in Illinois?
5.0% flat rate — 26.7% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Physical Therapists earning $102,820 in Illinois (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $102,820 | — |
| Federal Income Tax | -$14,461 | 14.1% |
| Illinois State Income Tax | -$5,089 | 5.0% |
| Social Security (OASDI) | -$6,374 | 6.2% |
| Medicare | -$1,490 | 1.5% |
| Total Taxes | -$27,416 | 26.7% |
| Take-Home Pay | $75,403 | 73.3% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Physical Therapists in Illinois.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $79,800 | -$19,451 | $60,348 | 24.4% |
| 25th Percentile (P25) | $89,250 | -$22,721 | $66,528 | 25.5% |
| Median (P50) | $102,820 | -$27,416 | $75,403 | 26.7% |
| 75th Percentile (P75) | $118,560 | -$32,931 | $85,628 | 27.8% |
| 90th Percentile (P90) | $130,760 | -$37,396 | $93,363 | 28.6% |
After federal income tax ($14,461), state tax ($5,089), and FICA ($7,865), a Physical Therapists in Illinois takes home $75,403 per year — or $6,283 per month. The effective tax rate of 26.7% is moderate compared to the national range.
Where does a Physical Therapists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Illinois ranks #13 out of 51 states for Physical Therapists after-tax take-home pay.
A Physical Therapists in Illinois earning a median salary of $102,820 will take home approximately $75,403 per year after federal income tax ($14,461), state income tax ($5,089), and FICA ($7,865). That is $6,283 per month or $2,900 per bi-weekly paycheck.
The effective total tax rate for a Physical Therapists in Illinois is 26.7%, broken down as: federal income tax 14.1%, Illinois state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Illinois has a 5.0% flat rate. On a Physical Therapists's median salary of $102,820, the state income tax amounts to $5,089 per year, which is an effective state rate of 5.0%.
After all taxes, a Physical Therapists in Illinois takes home approximately $6,283 per month, or about $36.25 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $102,820 for Physical Therapists in Illinois, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Illinois state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $75,403/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR