How much does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers actually take home in New York?
Progressive (up to 10.9%) — 22.2% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers earning $64,360 in New York (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $64,360 | — |
| Federal Income Tax | -$6,000 | 9.3% |
| New York State Income Tax | -$3,374 | 5.2% |
| Social Security (OASDI) | -$3,990 | 6.2% |
| Medicare | -$933 | 1.5% |
| Total Taxes | -$14,298 | 22.2% |
| Take-Home Pay | $50,061 | 77.8% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Heating, Air Conditioning, and Refrigeration Mechanics and Installers in New York.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $45,760 | -$9,359 | $36,400 | 20.5% |
| 25th Percentile (P25) | $49,370 | -$10,267 | $39,102 | 20.8% |
| Median (P50) | $64,360 | -$14,298 | $50,061 | 22.2% |
| 75th Percentile (P75) | $81,680 | -$20,391 | $61,288 | 25.0% |
| 90th Percentile (P90) | $97,550 | -$26,049 | $71,500 | 26.7% |
After federal income tax ($6,000), state tax ($3,374), and FICA ($4,923), a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in New York takes home $50,061 per year — or $4,171 per month. The effective tax rate of 22.2% is relatively low compared to the national range.
Where does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
New York ranks #11 out of 51 states for Heating, Air Conditioning, and Refrigeration Mechanics and Installers after-tax take-home pay.
A Heating, Air Conditioning, and Refrigeration Mechanics and Installers in New York earning a median salary of $64,360 will take home approximately $50,061 per year after federal income tax ($6,000), state income tax ($3,374), and FICA ($4,923). That is $4,171 per month or $1,925 per bi-weekly paycheck.
The effective total tax rate for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in New York is 22.2%, broken down as: federal income tax 9.3%, New York state tax 5.2%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
New York has a progressive (up to 10.9%). On a Heating, Air Conditioning, and Refrigeration Mechanics and Installers's median salary of $64,360, the state income tax amounts to $3,374 per year, which is an effective state rate of 5.2%.
After all taxes, a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in New York takes home approximately $4,171 per month, or about $24.07 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $64,360 for Heating, Air Conditioning, and Refrigeration Mechanics and Installers in New York, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), New York state income tax (progressive (up to 10.9%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $50,061/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR