How much does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers actually take home in Maryland?
Progressive (up to 5.8%) — 21.3% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers earning $62,590 in Maryland (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $62,590 | — |
| Federal Income Tax | -$5,610 | 9.0% |
| Maryland State Income Tax | -$2,920 | 4.7% |
| Social Security (OASDI) | -$3,880 | 6.2% |
| Medicare | -$907 | 1.5% |
| Total Taxes | -$13,319 | 21.3% |
| Take-Home Pay | $49,270 | 78.7% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Maryland.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $44,950 | -$8,931 | $36,018 | 19.9% |
| 25th Percentile (P25) | $49,440 | -$10,026 | $39,413 | 20.3% |
| Median (P50) | $62,590 | -$13,319 | $49,270 | 21.3% |
| 75th Percentile (P75) | $79,820 | -$19,246 | $60,573 | 24.1% |
| 90th Percentile (P90) | $97,520 | -$25,335 | $72,184 | 26.0% |
After federal income tax ($5,610), state tax ($2,920), and FICA ($4,788), a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Maryland takes home $49,270 per year — or $4,105 per month. The effective tax rate of 21.3% is relatively low compared to the national range.
Where does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Maryland ranks #15 out of 51 states for Heating, Air Conditioning, and Refrigeration Mechanics and Installers after-tax take-home pay.
A Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Maryland earning a median salary of $62,590 will take home approximately $49,270 per year after federal income tax ($5,610), state income tax ($2,920), and FICA ($4,788). That is $4,105 per month or $1,895 per bi-weekly paycheck.
The effective total tax rate for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Maryland is 21.3%, broken down as: federal income tax 9.0%, Maryland state tax 4.7%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Maryland has a progressive (up to 5.8%). On a Heating, Air Conditioning, and Refrigeration Mechanics and Installers's median salary of $62,590, the state income tax amounts to $2,920 per year, which is an effective state rate of 4.7%.
After all taxes, a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Maryland takes home approximately $4,105 per month, or about $23.69 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $62,590 for Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Maryland, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Maryland state income tax (progressive (up to 5.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $49,270/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR