How much does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers actually take home in Indiana?
3.0% flat rate — 19.4% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers earning $59,360 in Indiana (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $59,360 | — |
| Federal Income Tax | -$5,139 | 8.7% |
| Indiana State Income Tax | -$1,810 | 3.0% |
| Social Security (OASDI) | -$3,680 | 6.2% |
| Medicare | -$860 | 1.5% |
| Total Taxes | -$11,490 | 19.4% |
| Take-Home Pay | $47,869 | 80.6% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Indiana.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $37,340 | -$6,492 | $30,847 | 17.4% |
| 25th Percentile (P25) | $47,150 | -$8,719 | $38,430 | 18.5% |
| Median (P50) | $59,360 | -$11,490 | $47,869 | 19.4% |
| 75th Percentile (P75) | $74,110 | -$16,074 | $58,035 | 21.7% |
| 90th Percentile (P90) | $88,400 | -$20,747 | $67,652 | 23.5% |
After federal income tax ($5,139), state tax ($1,810), and FICA ($4,541), a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Indiana takes home $47,869 per year — or $3,989 per month. The effective tax rate of 19.4% is relatively low compared to the national range.
Where does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Indiana ranks #18 out of 51 states for Heating, Air Conditioning, and Refrigeration Mechanics and Installers after-tax take-home pay.
A Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Indiana earning a median salary of $59,360 will take home approximately $47,869 per year after federal income tax ($5,139), state income tax ($1,810), and FICA ($4,541). That is $3,989 per month or $1,841 per bi-weekly paycheck.
The effective total tax rate for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Indiana is 19.4%, broken down as: federal income tax 8.7%, Indiana state tax 3.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Indiana has a 3.0% flat rate. On a Heating, Air Conditioning, and Refrigeration Mechanics and Installers's median salary of $59,360, the state income tax amounts to $1,810 per year, which is an effective state rate of 3.0%.
After all taxes, a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Indiana takes home approximately $3,989 per month, or about $23.01 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $59,360 for Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Indiana, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Indiana state income tax (3.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $47,869/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR