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Credit Counselors Salary in Utah: Cost of Living Adjusted (2024)

What does a Credit Counselors salary really buy you in Utah?

Utah is 5.5% cheaper than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$49,250
Median annual (2024)
+5.8%
Real Purchasing Power
$52,116
COL-adjusted (RPP=94.5)

Utah Cost of Living Index

Utah's Regional Price Parity (RPP) is 94.5, meaning prices are 5.5% lower the national average. A Credit Counselors earning $49,250 in Utah has the equivalent purchasing power of $52,116 in an average-cost US state.

UT: 94.5
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Utah's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $38,980 $41,248 +$2,268
25th Percentile (P25) $44,000 $46,560 +$2,560
Median (P50) $49,250 $52,116 +$2,866
75th Percentile (P75) $78,350 $82,910 +$4,560
90th Percentile (P90) $140,380 $148,550 +$8,170
Key Insight

A Credit Counselors in Utah earns $49,250 on paper, but low living costs mean your money goes 6% further — like earning $52,116 in an average-cost state. This makes Utah one of the best value states for this occupation.

Best States for Credit Counselors (After Cost of Living)

Where does Credit Counselors salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

1. Idaho
$60,479
RPP 91.8
$60,020
RPP 97.7
3. Georgia
$59,812
RPP 95.8
$58,506
RPP 112.5
$58,207
RPP 108.8
$57,704
RPP 107.6
7. Ohio
$57,344
RPP 91.5
$56,854
RPP 88.7
$56,727
RPP 109.4
10. Nebraska
$56,670
RPP 89.8

Utah ranks #26 out of 45 states for Credit Counselors after cost-of-living adjustment.

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Frequently Asked Questions

What is the real salary for a Credit Counselors in Utah after cost of living?

A Credit Counselors in Utah earns a median salary of $49,250 per year. After adjusting for Utah's cost of living (RPP=94.5), the real purchasing power is $52,116 — a +5.8% difference.

Is Utah expensive to live in?

Utah's cost of living is 5.5% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Utah is 94.5 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Credit Counselors in Utah: $49,250 x (100 / 94.5) = $52,116. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Credit Counselors in Utah financially?

From a purchasing power perspective, yes. A Credit Counselors in Utah enjoys 5.8% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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