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Credit Counselors Salary in Oregon: Cost of Living Adjusted (2024)

What does a Credit Counselors salary really buy you in Oregon?

Oregon is 6.6% pricier than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$58,730
Median annual (2024)
-6.2%
Real Purchasing Power
$55,093
COL-adjusted (RPP=106.6)

Oregon Cost of Living Index

Oregon's Regional Price Parity (RPP) is 106.6, meaning prices are 6.6% higher the national average. A Credit Counselors earning $58,730 in Oregon has the equivalent purchasing power of $55,093 in an average-cost US state.

OR: 106.6
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Oregon's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $46,220 $43,358 $-2,861
25th Percentile (P25) $49,400 $46,341 $-3,058
Median (P50) $58,730 $55,093 $-3,636
75th Percentile (P75) $70,610 $66,238 $-4,371
90th Percentile (P90) $78,360 $73,508 $-4,851
Key Insight

While $58,730 sounds high, Oregon's elevated cost of living erases 6% of that salary's purchasing power. Your real buying power is $55,093. Consider whether the higher pay offsets the higher costs.

Best States for Credit Counselors (After Cost of Living)

Where does Credit Counselors salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

1. Idaho
$60,479
RPP 91.8
$60,020
RPP 97.7
3. Georgia
$59,812
RPP 95.8
$58,506
RPP 112.5
$58,207
RPP 108.8
$57,704
RPP 107.6
7. Ohio
$57,344
RPP 91.5
$56,854
RPP 88.7
$56,727
RPP 109.4
10. Nebraska
$56,670
RPP 89.8

Oregon ranks #16 out of 45 states for Credit Counselors after cost-of-living adjustment.

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Frequently Asked Questions

What is the real salary for a Credit Counselors in Oregon after cost of living?

A Credit Counselors in Oregon earns a median salary of $58,730 per year. After adjusting for Oregon's cost of living (RPP=106.6), the real purchasing power is $55,093 — a -6.2% difference.

Is Oregon expensive to live in?

Oregon's cost of living is 6.6% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Oregon is 106.6 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Credit Counselors in Oregon: $58,730 x (100 / 106.6) = $55,093. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in Oregon offset the salary?

Partially — a Credit Counselors's nominal salary of $58,730 in Oregon has 6.2% less purchasing power due to higher living costs. The real value is $55,093. However, Oregon may offer better career opportunities, networking, and industry access.

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