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Credit Counselors Salary in Delaware: Cost of Living Adjusted (2024)

What does a Credit Counselors salary really buy you in Delaware?

Delaware is 2.0% cheaper than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$52,310
Median annual (2024)
+2.0%
Real Purchasing Power
$53,377
COL-adjusted (RPP=98.0)

Delaware Cost of Living Index

Delaware's Regional Price Parity (RPP) is 98.0, meaning prices are 2.0% lower the national average. A Credit Counselors earning $52,310 in Delaware has the equivalent purchasing power of $53,377 in an average-cost US state.

DE: 98.0
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Delaware's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $45,310 $46,234 +$924
25th Percentile (P25) $47,620 $48,591 +$971
Median (P50) $52,310 $53,377 +$1,067
75th Percentile (P75) $66,910 $68,275 +$1,365
90th Percentile (P90) $77,690 $79,275 +$1,585
Key Insight

Delaware's cost of living is close to the national average, so $52,310 keeps most of its value at $53,377 in real terms. Location choice here is more about career opportunities than cost arbitrage.

Best States for Credit Counselors (After Cost of Living)

Where does Credit Counselors salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

1. Idaho
$60,479
RPP 91.8
$60,020
RPP 97.7
3. Georgia
$59,812
RPP 95.8
$58,506
RPP 112.5
$58,207
RPP 108.8
$57,704
RPP 107.6
7. Ohio
$57,344
RPP 91.5
$56,854
RPP 88.7
$56,727
RPP 109.4
10. Nebraska
$56,670
RPP 89.8

Delaware ranks #21 out of 45 states for Credit Counselors after cost-of-living adjustment.

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Frequently Asked Questions

What is the real salary for a Credit Counselors in Delaware after cost of living?

A Credit Counselors in Delaware earns a median salary of $52,310 per year. After adjusting for Delaware's cost of living (RPP=98.0), the real purchasing power is $53,377 — a +2.0% difference.

Is Delaware expensive to live in?

Delaware's cost of living is 2.0% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Delaware is 98.0 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Credit Counselors in Delaware: $52,310 x (100 / 98.0) = $53,377. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Credit Counselors in Delaware financially?

From a purchasing power perspective, yes. A Credit Counselors in Delaware enjoys 2.0% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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