AmericaByNumbers.com

Credit Counselors Salary in Arizona: Cost of Living Adjusted (2024)

What does a Credit Counselors salary really buy you in Arizona?

Arizona is near the US average cost of living

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$47,300
Median annual (2024)
+0.1%
Real Purchasing Power
$47,347
COL-adjusted (RPP=99.9)

Arizona Cost of Living Index

Arizona's Regional Price Parity (RPP) is 99.9, meaning prices are 0.1% lower the national average. A Credit Counselors earning $47,300 in Arizona has the equivalent purchasing power of $47,347 in an average-cost US state.

AZ: 99.9
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Arizona's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $38,420 $38,458 +$38
25th Percentile (P25) $43,260 $43,303 +$43
Median (P50) $47,300 $47,347 +$47
75th Percentile (P75) $52,610 $52,662 +$52
90th Percentile (P90) $61,720 $61,781 +$61
Key Insight

Arizona's cost of living is close to the national average, so $47,300 keeps most of its value at $47,347 in real terms. Location choice here is more about career opportunities than cost arbitrage.

Best States for Credit Counselors (After Cost of Living)

Where does Credit Counselors salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

1. Idaho
$60,479
RPP 91.8
$60,020
RPP 97.7
3. Georgia
$59,812
RPP 95.8
$58,506
RPP 112.5
$58,207
RPP 108.8
$57,704
RPP 107.6
7. Ohio
$57,344
RPP 91.5
$56,854
RPP 88.7
$56,727
RPP 109.4
10. Nebraska
$56,670
RPP 89.8

Arizona ranks #39 out of 45 states for Credit Counselors after cost-of-living adjustment.

What To Do Next

Some links are affiliate links. See our disclosure.

Frequently Asked Questions

What is the real salary for a Credit Counselors in Arizona after cost of living?

A Credit Counselors in Arizona earns a median salary of $47,300 per year. After adjusting for Arizona's cost of living (RPP=99.9), the real purchasing power is $47,347 — a +0.1% difference.

Is Arizona expensive to live in?

Arizona's cost of living is 0.1% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Arizona is 99.9 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Credit Counselors in Arizona: $47,300 x (100 / 99.9) = $47,347. This represents what the salary would be worth in a state with average living costs.

Related Salary Pages