How much does a Civil Engineers actually take home in Tennessee?
No state income tax — 20.5% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Civil Engineers earning $89,590 in Tennessee (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $89,590 | — |
| Federal Income Tax | -$11,550 | 12.9% |
| Tennessee State Income Tax | -$0 | 0.0% |
| Social Security (OASDI) | -$5,554 | 6.2% |
| Medicare | -$1,299 | 1.5% |
| Total Taxes | -$18,404 | 20.5% |
| Take-Home Pay | $71,185 | 79.5% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Civil Engineers in Tennessee.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $63,240 | -$10,591 | $52,648 | 16.7% |
| 25th Percentile (P25) | $72,520 | -$13,343 | $59,176 | 18.4% |
| Median (P50) | $89,590 | -$18,404 | $71,185 | 20.5% |
| 75th Percentile (P75) | $108,330 | -$23,960 | $84,369 | 22.1% |
| 90th Percentile (P90) | $132,660 | -$31,525 | $101,134 | 23.8% |
Tennessee has no state income tax, which means a Civil Engineers keeps $71,185 of their $89,590 salary — 79.5% of gross pay. Only federal income tax and FICA reduce the paycheck, making Tennessee one of the most tax-friendly states for this occupation.
Where does a Civil Engineers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Tennessee ranks #18 out of 51 states for Civil Engineers after-tax take-home pay.
A Civil Engineers in Tennessee earning a median salary of $89,590 will take home approximately $71,185 per year after federal income tax ($11,550), state income tax ($0), and FICA ($6,853). That is $5,932 per month or $2,737 per bi-weekly paycheck.
The effective total tax rate for a Civil Engineers in Tennessee is 20.5%, broken down as: federal income tax 12.9%, Tennessee state tax 0.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
No, Tennessee does not levy a state income tax on wages. This means a Civil Engineers in Tennessee only pays federal income tax and FICA taxes, resulting in a lower overall tax burden compared to most other states. The total effective rate is 20.5%.
After all taxes, a Civil Engineers in Tennessee takes home approximately $5,932 per month, or about $34.22 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $89,590 for Civil Engineers in Tennessee, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Tennessee state income tax (no state income tax), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $71,185/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR