How much does a Civil Engineers actually take home in Massachusetts?
5.0% flat rate — 26.6% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Civil Engineers earning $101,240 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $101,240 | — |
| Federal Income Tax | -$14,113 | 13.9% |
| Massachusetts State Income Tax | -$5,062 | 5.0% |
| Social Security (OASDI) | -$6,276 | 6.2% |
| Medicare | -$1,467 | 1.5% |
| Total Taxes | -$26,920 | 26.6% |
| Take-Home Pay | $74,319 | 73.4% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Civil Engineers in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $75,260 | -$17,918 | $57,341 | 23.8% |
| 25th Percentile (P25) | $79,890 | -$19,522 | $60,367 | 24.4% |
| Median (P50) | $101,240 | -$26,920 | $74,319 | 26.6% |
| 75th Percentile (P75) | $128,870 | -$36,769 | $92,100 | 28.5% |
| 90th Percentile (P90) | $162,480 | -$49,087 | $113,392 | 30.2% |
After federal income tax ($14,113), state tax ($5,062), and FICA ($7,744), a Civil Engineers in Massachusetts takes home $74,319 per year — or $6,193 per month. The effective tax rate of 26.6% is moderate compared to the national range.
Where does a Civil Engineers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #6 out of 51 states for Civil Engineers after-tax take-home pay.
A Civil Engineers in Massachusetts earning a median salary of $101,240 will take home approximately $74,319 per year after federal income tax ($14,113), state income tax ($5,062), and FICA ($7,744). That is $6,193 per month or $2,858 per bi-weekly paycheck.
The effective total tax rate for a Civil Engineers in Massachusetts is 26.6%, broken down as: federal income tax 13.9%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Civil Engineers's median salary of $101,240, the state income tax amounts to $5,062 per year, which is an effective state rate of 5.0%.
After all taxes, a Civil Engineers in Massachusetts takes home approximately $6,193 per month, or about $35.73 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $101,240 for Civil Engineers in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $74,319/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR