How much does a Ship Engineers actually take home in Texas?
No state income tax — 22.8% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-06
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Detailed line-by-line tax calculation for a Ship Engineers earning $118,490 in Texas (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $118,490 | — |
| Federal Income Tax | -$17,976 | 15.2% |
| Texas State Income Tax | -$0 | 0.0% |
| Social Security (OASDI) | -$7,346 | 6.2% |
| Medicare | -$1,718 | 1.5% |
| Total Taxes | -$27,040 | 22.8% |
| Take-Home Pay | $91,449 | 77.2% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Ship Engineers in Texas.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $83,140 | -$16,492 | $66,647 | 19.8% |
| 25th Percentile (P25) | $103,880 | -$22,641 | $81,238 | 21.8% |
| Median (P50) | $118,490 | -$27,040 | $91,449 | 22.8% |
| 75th Percentile (P75) | $130,630 | -$30,882 | $99,747 | 23.6% |
| 90th Percentile (P90) | $131,440 | -$31,139 | $100,300 | 23.7% |
Texas has no state income tax, which means a Ship Engineers keeps $91,449 of their $118,490 salary — 77.2% of gross pay. Only federal income tax and FICA reduce the paycheck, making Texas one of the most tax-friendly states for this occupation.
Where does a Ship Engineers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Texas ranks #1 out of 23 states for Ship Engineers after-tax take-home pay.
A Ship Engineers in Texas earning a median salary of $118,490 will take home approximately $91,449 per year after federal income tax ($17,976), state income tax ($0), and FICA ($9,064). That is $7,620 per month or $3,517 per bi-weekly paycheck.
The effective total tax rate for a Ship Engineers in Texas is 22.8%, broken down as: federal income tax 15.2%, Texas state tax 0.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
No, Texas does not levy a state income tax on wages. This means a Ship Engineers in Texas only pays federal income tax and FICA taxes, resulting in a lower overall tax burden compared to most other states. The total effective rate is 22.8%.
After all taxes, a Ship Engineers in Texas takes home approximately $7,620 per month, or about $43.97 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $118,490 for Ship Engineers in Texas, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Texas state income tax (no state income tax), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $91,449/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR