How much does a Waiters and Waitresses actually take home in Texas?
No state income tax — 12.3% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Waiters and Waitresses earning $27,030 in Texas (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $27,030 | — |
| Federal Income Tax | -$1,259 | 4.7% |
| Texas State Income Tax | -$0 | 0.0% |
| Social Security (OASDI) | -$1,675 | 6.2% |
| Medicare | -$391 | 1.5% |
| Total Taxes | -$3,327 | 12.3% |
| Take-Home Pay | $23,702 | 87.7% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Waiters and Waitresses in Texas.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $17,480 | -$1,625 | $15,854 | 9.3% |
| 25th Percentile (P25) | $18,620 | -$1,826 | $16,793 | 9.8% |
| Median (P50) | $27,030 | -$3,327 | $23,702 | 12.3% |
| 75th Percentile (P75) | $37,160 | -$5,317 | $31,842 | 14.3% |
| 90th Percentile (P90) | $44,440 | -$6,748 | $37,691 | 15.2% |
Texas has no state income tax, which means a Waiters and Waitresses keeps $23,702 of their $27,030 salary — 87.7% of gross pay. Only federal income tax and FICA reduce the paycheck, making Texas one of the most tax-friendly states for this occupation.
Where does a Waiters and Waitresses keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Texas ranks #30 out of 51 states for Waiters and Waitresses after-tax take-home pay.
A Waiters and Waitresses in Texas earning a median salary of $27,030 will take home approximately $23,702 per year after federal income tax ($1,259), state income tax ($0), and FICA ($2,067). That is $1,975 per month or $911 per bi-weekly paycheck.
The effective total tax rate for a Waiters and Waitresses in Texas is 12.3%, broken down as: federal income tax 4.7%, Texas state tax 0.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
No, Texas does not levy a state income tax on wages. This means a Waiters and Waitresses in Texas only pays federal income tax and FICA taxes, resulting in a lower overall tax burden compared to most other states. The total effective rate is 12.3%.
After all taxes, a Waiters and Waitresses in Texas takes home approximately $1,975 per month, or about $11.40 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $27,030 for Waiters and Waitresses in Texas, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Texas state income tax (no state income tax), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $23,702/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR