Physical Therapists Salary in Maryland: Cost of Living Adjusted (2024)

What does a Physical Therapists salary really buy you in Maryland?

Maryland is 5.0% pricier than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-04-02

Nominal Salary
$102,020
Median annual (2024)
-4.8%
Real Purchasing Power
$97,161
COL-adjusted (RPP=105.0)

Maryland Cost of Living Index

Maryland's Regional Price Parity (RPP) is 105.0, meaning prices are 5.0% higher the national average. A Physical Therapists earning $102,020 in Maryland has the equivalent purchasing power of $97,161 in an average-cost US state.

MD: 105.0
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Maryland's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $79,670 $75,876 $-3,793
25th Percentile (P25) $94,100 $89,619 $-4,480
Median (P50) $102,020 $97,161 $-4,858
75th Percentile (P75) $119,530 $113,838 $-5,691
90th Percentile (P90) $130,220 $124,019 $-6,200
Key Insight

While $102,020 sounds high, Maryland's elevated cost of living erases 5% of that salary's purchasing power. Your real buying power is $97,161. Consider whether the higher pay offsets the higher costs.

Best States for Physical Therapists (After Cost of Living)

Where does Physical Therapists salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$110,461
RPP 88.8
$110,458
RPP 87.3
$110,384
RPP 91.0
4. Alabama
$110,136
RPP 87.8
$109,183
RPP 90.6
$108,406
RPP 86.6
7. Nevada
$107,883
RPP 96.4
$107,858
RPP 89.2
9. Ohio
$107,584
RPP 91.5
10. Tennessee
$107,505
RPP 91.8

Maryland ranks #34 out of 51 states for Physical Therapists after cost-of-living adjustment.

What To Do Next

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How much do you actually take home? See Physical Therapists take-home pay in Maryland after taxes →

Frequently Asked Questions

What is the real salary for a Physical Therapists in Maryland after cost of living?

A Physical Therapists in Maryland earns a median salary of $102,020 per year. After adjusting for Maryland's cost of living (RPP=105.0), the real purchasing power is $97,161 — a -4.8% difference.

Is Maryland expensive to live in?

Maryland's cost of living is 5.0% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Maryland is 105.0 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Physical Therapists in Maryland: $102,020 x (100 / 105.0) = $97,161. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in Maryland offset the salary?

Partially — a Physical Therapists's nominal salary of $102,020 in Maryland has 4.8% less purchasing power due to higher living costs. The real value is $97,161. However, Maryland may offer better career opportunities, networking, and industry access.

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