How much does a Physical Therapists actually take home in Maryland?
Progressive (up to 5.8%) — 26.4% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Physical Therapists earning $102,020 in Maryland (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $102,020 | — |
| Federal Income Tax | -$14,285 | 14.0% |
| Maryland State Income Tax | -$4,798 | 4.7% |
| Social Security (OASDI) | -$6,325 | 6.2% |
| Medicare | -$1,479 | 1.4% |
| Total Taxes | -$26,888 | 26.4% |
| Take-Home Pay | $75,131 | 73.6% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Physical Therapists in Maryland.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $79,670 | -$19,194 | $60,475 | 24.1% |
| 25th Percentile (P25) | $94,100 | -$24,158 | $69,941 | 25.7% |
| Median (P50) | $102,020 | -$26,888 | $75,131 | 26.4% |
| 75th Percentile (P75) | $119,530 | -$33,043 | $86,486 | 27.6% |
| 90th Percentile (P90) | $130,220 | -$36,974 | $93,245 | 28.4% |
After federal income tax ($14,285), state tax ($4,798), and FICA ($7,804), a Physical Therapists in Maryland takes home $75,131 per year — or $6,260 per month. The effective tax rate of 26.4% is moderate compared to the national range.
Where does a Physical Therapists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Maryland ranks #14 out of 51 states for Physical Therapists after-tax take-home pay.
A Physical Therapists in Maryland earning a median salary of $102,020 will take home approximately $75,131 per year after federal income tax ($14,285), state income tax ($4,798), and FICA ($7,804). That is $6,260 per month or $2,889 per bi-weekly paycheck.
The effective total tax rate for a Physical Therapists in Maryland is 26.4%, broken down as: federal income tax 14.0%, Maryland state tax 4.7%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Maryland has a progressive (up to 5.8%). On a Physical Therapists's median salary of $102,020, the state income tax amounts to $4,798 per year, which is an effective state rate of 4.7%.
After all taxes, a Physical Therapists in Maryland takes home approximately $6,260 per month, or about $36.12 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $102,020 for Physical Therapists in Maryland, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Maryland state income tax (progressive (up to 5.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $75,131/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR