How much does a Physical Therapists actually take home in Iowa?
3.9% flat rate — 24.7% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Physical Therapists earning $92,200 in Iowa (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $92,200 | — |
| Federal Income Tax | -$12,125 | 13.2% |
| Iowa State Income Tax | -$3,595 | 3.9% |
| Social Security (OASDI) | -$5,716 | 6.2% |
| Medicare | -$1,336 | 1.5% |
| Total Taxes | -$22,774 | 24.7% |
| Take-Home Pay | $69,425 | 75.3% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Physical Therapists in Iowa.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $75,360 | -$17,124 | $58,235 | 22.7% |
| 25th Percentile (P25) | $79,720 | -$18,587 | $61,132 | 23.3% |
| Median (P50) | $92,200 | -$22,774 | $69,425 | 24.7% |
| 75th Percentile (P75) | $102,150 | -$26,112 | $76,037 | 25.6% |
| 90th Percentile (P90) | $111,630 | -$29,292 | $82,337 | 26.2% |
After federal income tax ($12,125), state tax ($3,595), and FICA ($7,053), a Physical Therapists in Iowa takes home $69,425 per year — or $5,785 per month. The effective tax rate of 24.7% is relatively low compared to the national range.
Where does a Physical Therapists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Iowa ranks #43 out of 51 states for Physical Therapists after-tax take-home pay.
A Physical Therapists in Iowa earning a median salary of $92,200 will take home approximately $69,425 per year after federal income tax ($12,125), state income tax ($3,595), and FICA ($7,053). That is $5,785 per month or $2,670 per bi-weekly paycheck.
The effective total tax rate for a Physical Therapists in Iowa is 24.7%, broken down as: federal income tax 13.2%, Iowa state tax 3.9%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Iowa has a 3.9% flat rate. On a Physical Therapists's median salary of $92,200, the state income tax amounts to $3,595 per year, which is an effective state rate of 3.9%.
After all taxes, a Physical Therapists in Iowa takes home approximately $5,785 per month, or about $33.38 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $92,200 for Physical Therapists in Iowa, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Iowa state income tax (3.9% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $69,425/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR