What does a Physical Therapists salary really buy you in Indiana?
Indiana is 8.2% cheaper than the US averageData: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-04-02
Indiana's Regional Price Parity (RPP) is 91.8, meaning prices are 8.2% lower the national average. A Physical Therapists earning $98,620 in Indiana has the equivalent purchasing power of $107,429 in an average-cost US state.
Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Indiana's cost of living.
| Percentile | Nominal Salary | COL-Adjusted | Difference |
|---|---|---|---|
| 10th Percentile (P10) | $66,760 | $72,723 | +$5,963 |
| 25th Percentile (P25) | $80,300 | $87,472 | +$7,172 |
| Median (P50) | $98,620 | $107,429 | +$8,809 |
| 75th Percentile (P75) | $106,060 | $115,533 | +$9,473 |
| 90th Percentile (P90) | $119,950 | $130,664 | +$10,714 |
A Physical Therapists in Indiana earns $98,620 on paper, but low living costs mean your money goes 9% further — like earning $107,429 in an average-cost state. This makes Indiana one of the best value states for this occupation.
Where does Physical Therapists salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.
Indiana ranks #11 out of 51 states for Physical Therapists after cost-of-living adjustment.
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How much do you actually take home? See Physical Therapists take-home pay in Indiana after taxes →
A Physical Therapists in Indiana earns a median salary of $98,620 per year. After adjusting for Indiana's cost of living (RPP=91.8), the real purchasing power is $107,429 — a +8.9% difference.
Indiana's cost of living is 8.2% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Indiana is 91.8 (US average = 100).
Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.
The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Physical Therapists in Indiana: $98,620 x (100 / 91.8) = $107,429. This represents what the salary would be worth in a state with average living costs.
From a purchasing power perspective, yes. A Physical Therapists in Indiana enjoys 8.9% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.