How much does a Physical Therapists actually take home in Indiana?
3.0% flat rate — 24.4% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Physical Therapists earning $98,620 in Indiana (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $98,620 | — |
| Federal Income Tax | -$13,537 | 13.7% |
| Indiana State Income Tax | -$3,007 | 3.0% |
| Social Security (OASDI) | -$6,114 | 6.2% |
| Medicare | -$1,429 | 1.5% |
| Total Taxes | -$24,089 | 24.4% |
| Take-Home Pay | $74,530 | 75.6% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Physical Therapists in Indiana.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $66,760 | -$13,671 | $53,088 | 20.5% |
| 25th Percentile (P25) | $80,300 | -$18,099 | $62,200 | 22.5% |
| Median (P50) | $98,620 | -$24,089 | $74,530 | 24.4% |
| 75th Percentile (P75) | $106,060 | -$26,522 | $79,537 | 25.0% |
| 90th Percentile (P90) | $119,950 | -$31,161 | $88,788 | 26.0% |
After federal income tax ($13,537), state tax ($3,007), and FICA ($7,544), a Physical Therapists in Indiana takes home $74,530 per year — or $6,210 per month. The effective tax rate of 24.4% is relatively low compared to the national range.
Where does a Physical Therapists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Indiana ranks #16 out of 51 states for Physical Therapists after-tax take-home pay.
A Physical Therapists in Indiana earning a median salary of $98,620 will take home approximately $74,530 per year after federal income tax ($13,537), state income tax ($3,007), and FICA ($7,544). That is $6,210 per month or $2,866 per bi-weekly paycheck.
The effective total tax rate for a Physical Therapists in Indiana is 24.4%, broken down as: federal income tax 13.7%, Indiana state tax 3.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Indiana has a 3.0% flat rate. On a Physical Therapists's median salary of $98,620, the state income tax amounts to $3,007 per year, which is an effective state rate of 3.0%.
After all taxes, a Physical Therapists in Indiana takes home approximately $6,210 per month, or about $35.83 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $98,620 for Physical Therapists in Indiana, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Indiana state income tax (3.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $74,530/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR