How much does a Personal Financial Advisors actually take home in Virginia?
Progressive (up to 5.8%) — 27.2% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Personal Financial Advisors earning $102,430 in Virginia (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $102,430 | — |
| Federal Income Tax | -$14,375 | 14.0% |
| Virginia State Income Tax | -$5,632 | 5.5% |
| Social Security (OASDI) | -$6,350 | 6.2% |
| Medicare | -$1,485 | 1.5% |
| Total Taxes | -$27,843 | 27.2% |
| Take-Home Pay | $74,586 | 72.8% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Personal Financial Advisors in Virginia.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $55,040 | -$11,738 | $43,301 | 21.3% |
| 25th Percentile (P25) | $72,090 | -$17,103 | $54,986 | 23.7% |
| Median (P50) | $102,430 | -$27,843 | $74,586 | 27.2% |
| 75th Percentile (P75) | $168,930 | -$52,440 | $116,489 | 31.0% |
After federal income tax ($14,375), state tax ($5,632), and FICA ($7,835), a Personal Financial Advisors in Virginia takes home $74,586 per year — or $6,215 per month. The effective tax rate of 27.2% is moderate compared to the national range.
Where does a Personal Financial Advisors keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Virginia ranks #14 out of 46 states for Personal Financial Advisors after-tax take-home pay.
A Personal Financial Advisors in Virginia earning a median salary of $102,430 will take home approximately $74,586 per year after federal income tax ($14,375), state income tax ($5,632), and FICA ($7,835). That is $6,215 per month or $2,868 per bi-weekly paycheck.
The effective total tax rate for a Personal Financial Advisors in Virginia is 27.2%, broken down as: federal income tax 14.0%, Virginia state tax 5.5%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Virginia has a progressive (up to 5.8%). On a Personal Financial Advisors's median salary of $102,430, the state income tax amounts to $5,632 per year, which is an effective state rate of 5.5%.
After all taxes, a Personal Financial Advisors in Virginia takes home approximately $6,215 per month, or about $35.86 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $102,430 for Personal Financial Advisors in Virginia, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Virginia state income tax (progressive (up to 5.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $74,586/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR