How much does a Personal Financial Advisors actually take home in Iowa?
3.9% flat rate — 23.7% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Personal Financial Advisors earning $83,070 in Iowa (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $83,070 | — |
| Federal Income Tax | -$10,116 | 12.2% |
| Iowa State Income Tax | -$3,239 | 3.9% |
| Social Security (OASDI) | -$5,150 | 6.2% |
| Medicare | -$1,204 | 1.5% |
| Total Taxes | -$19,710 | 23.7% |
| Take-Home Pay | $63,359 | 76.3% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Personal Financial Advisors in Iowa.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $47,130 | -$9,115 | $38,014 | 19.3% |
| 25th Percentile (P25) | $61,380 | -$12,470 | $48,909 | 20.3% |
| Median (P50) | $83,070 | -$19,710 | $63,359 | 23.7% |
| 75th Percentile (P75) | $130,000 | -$35,753 | $94,246 | 27.5% |
| 90th Percentile (P90) | $216,880 | -$64,624 | $152,255 | 29.8% |
After federal income tax ($10,116), state tax ($3,239), and FICA ($6,354), a Personal Financial Advisors in Iowa takes home $63,359 per year — or $5,279 per month. The effective tax rate of 23.7% is relatively low compared to the national range.
Where does a Personal Financial Advisors keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Iowa ranks #33 out of 46 states for Personal Financial Advisors after-tax take-home pay.
A Personal Financial Advisors in Iowa earning a median salary of $83,070 will take home approximately $63,359 per year after federal income tax ($10,116), state income tax ($3,239), and FICA ($6,354). That is $5,279 per month or $2,436 per bi-weekly paycheck.
The effective total tax rate for a Personal Financial Advisors in Iowa is 23.7%, broken down as: federal income tax 12.2%, Iowa state tax 3.9%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Iowa has a 3.9% flat rate. On a Personal Financial Advisors's median salary of $83,070, the state income tax amounts to $3,239 per year, which is an effective state rate of 3.9%.
After all taxes, a Personal Financial Advisors in Iowa takes home approximately $5,279 per month, or about $30.46 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $83,070 for Personal Financial Advisors in Iowa, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Iowa state income tax (3.9% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $63,359/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR