Personal Financial Advisors Salary in Illinois: Cost of Living Adjusted (2024)

What does a Personal Financial Advisors salary really buy you in Illinois?

Illinois is near the US average cost of living

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-04-02

Nominal Salary
$95,870
Median annual (2024)
-1.3%
Real Purchasing Power
$94,639
COL-adjusted (RPP=101.3)

Illinois Cost of Living Index

Illinois's Regional Price Parity (RPP) is 101.3, meaning prices are 1.3% higher the national average. A Personal Financial Advisors earning $95,870 in Illinois has the equivalent purchasing power of $94,639 in an average-cost US state.

IL: 101.3
Cheapest (~85) US Avg (100) Priciest (~115)
Key Insight

Illinois's cost of living is close to the national average, so $95,870 keeps most of its value at $94,639 in real terms. Location choice here is more about career opportunities than cost arbitrage.

Best States for Personal Financial Advisors (After Cost of Living)

Where does Personal Financial Advisors salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$150,334
RPP 107.6
$119,852
RPP 88.0
$118,741
RPP 90.6
$116,635
RPP 106.4
$116,424
RPP 108.8
$115,979
RPP 88.8
$115,783
RPP 88.7
$110,976
RPP 91.1
$109,357
RPP 98.0
$109,256
RPP 94.2

Illinois ranks #20 out of 46 states for Personal Financial Advisors after cost-of-living adjustment.

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How much do you actually take home? See Personal Financial Advisors take-home pay in Illinois after taxes →

Frequently Asked Questions

What is the real salary for a Personal Financial Advisors in Illinois after cost of living?

A Personal Financial Advisors in Illinois earns a median salary of $95,870 per year. After adjusting for Illinois's cost of living (RPP=101.3), the real purchasing power is $94,639 — a -1.3% difference.

Is Illinois expensive to live in?

Illinois's cost of living is 1.3% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Illinois is 101.3 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Personal Financial Advisors in Illinois: $95,870 x (100 / 101.3) = $94,639. This represents what the salary would be worth in a state with average living costs.

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