How much does a Occupational Therapists actually take home in Illinois?
5.0% flat rate — 26.2% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Occupational Therapists earning $97,040 in Illinois (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $97,040 | — |
| Federal Income Tax | -$13,189 | 13.6% |
| Illinois State Income Tax | -$4,803 | 5.0% |
| Social Security (OASDI) | -$6,016 | 6.2% |
| Medicare | -$1,407 | 1.4% |
| Total Taxes | -$25,416 | 26.2% |
| Take-Home Pay | $71,623 | 73.8% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Occupational Therapists in Illinois.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $66,340 | -$14,794 | $51,545 | 22.3% |
| 25th Percentile (P25) | $78,960 | -$19,161 | $59,798 | 24.3% |
| Median (P50) | $97,040 | -$25,416 | $71,623 | 26.2% |
| 75th Percentile (P75) | $107,190 | -$28,928 | $78,261 | 27.0% |
| 90th Percentile (P90) | $130,060 | -$37,140 | $92,919 | 28.6% |
After federal income tax ($13,189), state tax ($4,803), and FICA ($7,423), a Occupational Therapists in Illinois takes home $71,623 per year — or $5,968 per month. The effective tax rate of 26.2% is moderate compared to the national range.
Where does a Occupational Therapists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Illinois ranks #20 out of 51 states for Occupational Therapists after-tax take-home pay.
A Occupational Therapists in Illinois earning a median salary of $97,040 will take home approximately $71,623 per year after federal income tax ($13,189), state income tax ($4,803), and FICA ($7,423). That is $5,968 per month or $2,754 per bi-weekly paycheck.
The effective total tax rate for a Occupational Therapists in Illinois is 26.2%, broken down as: federal income tax 13.6%, Illinois state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Illinois has a 5.0% flat rate. On a Occupational Therapists's median salary of $97,040, the state income tax amounts to $4,803 per year, which is an effective state rate of 5.0%.
After all taxes, a Occupational Therapists in Illinois takes home approximately $5,968 per month, or about $34.43 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $97,040 for Occupational Therapists in Illinois, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Illinois state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $71,623/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR