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Medical Records Specialists Salary in Texas: Cost of Living Adjusted (2024)

What does a Medical Records Specialists salary really buy you in Texas?

Texas is 2.5% cheaper than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$47,230
Median annual (2024)
+2.6%
Real Purchasing Power
$48,441
COL-adjusted (RPP=97.5)

Texas Cost of Living Index

Texas's Regional Price Parity (RPP) is 97.5, meaning prices are 2.5% lower the national average. A Medical Records Specialists earning $47,230 in Texas has the equivalent purchasing power of $48,441 in an average-cost US state.

TX: 97.5
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Texas's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $31,550 $32,358 +$808
25th Percentile (P25) $37,780 $38,748 +$968
Median (P50) $47,230 $48,441 +$1,211
75th Percentile (P75) $61,980 $63,569 +$1,589
90th Percentile (P90) $77,140 $79,117 +$1,977
Key Insight

Texas's cost of living is close to the national average, so $47,230 keeps most of its value at $48,441 in real terms. Location choice here is more about career opportunities than cost arbitrage.

Best States for Medical Records Specialists (After Cost of Living)

Where does Medical Records Specialists salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

1. Nevada
$62,790
RPP 96.4
$62,510
RPP 93.6
$60,706
RPP 97.7
$60,487
RPP 104.7
$60,372
RPP 88.7
$59,880
RPP 92.3
7. Iowa
$58,348
RPP 88.4
8. Wyoming
$58,269
RPP 91.9
$57,181
RPP 88.0
10. Hawaii
$56,850
RPP 110.8

Texas ranks #42 out of 50 states for Medical Records Specialists after cost-of-living adjustment.

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Frequently Asked Questions

What is the real salary for a Medical Records Specialists in Texas after cost of living?

A Medical Records Specialists in Texas earns a median salary of $47,230 per year. After adjusting for Texas's cost of living (RPP=97.5), the real purchasing power is $48,441 — a +2.6% difference.

Is Texas expensive to live in?

Texas's cost of living is 2.5% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Texas is 97.5 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Medical Records Specialists in Texas: $47,230 x (100 / 97.5) = $48,441. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Medical Records Specialists in Texas financially?

From a purchasing power perspective, yes. A Medical Records Specialists in Texas enjoys 2.6% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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