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Medical Records Specialists Salary in Tennessee: Cost of Living Adjusted (2024)

What does a Medical Records Specialists salary really buy you in Tennessee?

Tennessee is 8.2% cheaper than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$49,740
Median annual (2024)
+8.9%
Real Purchasing Power
$54,183
COL-adjusted (RPP=91.8)

Tennessee Cost of Living Index

Tennessee's Regional Price Parity (RPP) is 91.8, meaning prices are 8.2% lower the national average. A Medical Records Specialists earning $49,740 in Tennessee has the equivalent purchasing power of $54,183 in an average-cost US state.

TN: 91.8
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Tennessee's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $35,930 $39,139 +$3,209
25th Percentile (P25) $40,030 $43,605 +$3,575
Median (P50) $49,740 $54,183 +$4,443
75th Percentile (P75) $63,280 $68,932 +$5,652
90th Percentile (P90) $78,830 $85,871 +$7,041
Key Insight

A Medical Records Specialists in Tennessee earns $49,740 on paper, but low living costs mean your money goes 9% further — like earning $54,183 in an average-cost state. This makes Tennessee one of the best value states for this occupation.

Best States for Medical Records Specialists (After Cost of Living)

Where does Medical Records Specialists salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

1. Nevada
$62,790
RPP 96.4
$62,510
RPP 93.6
$60,706
RPP 97.7
$60,487
RPP 104.7
$60,372
RPP 88.7
$59,880
RPP 92.3
7. Iowa
$58,348
RPP 88.4
8. Wyoming
$58,269
RPP 91.9
$57,181
RPP 88.0
10. Hawaii
$56,850
RPP 110.8

Tennessee ranks #20 out of 50 states for Medical Records Specialists after cost-of-living adjustment.

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Frequently Asked Questions

What is the real salary for a Medical Records Specialists in Tennessee after cost of living?

A Medical Records Specialists in Tennessee earns a median salary of $49,740 per year. After adjusting for Tennessee's cost of living (RPP=91.8), the real purchasing power is $54,183 — a +8.9% difference.

Is Tennessee expensive to live in?

Tennessee's cost of living is 8.2% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Tennessee is 91.8 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Medical Records Specialists in Tennessee: $49,740 x (100 / 91.8) = $54,183. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Medical Records Specialists in Tennessee financially?

From a purchasing power perspective, yes. A Medical Records Specialists in Tennessee enjoys 8.9% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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