What does a Loan Officers salary really buy you in Idaho?
Idaho is 8.2% cheaper than the US averageData: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31
Idaho's Regional Price Parity (RPP) is 91.8, meaning prices are 8.2% lower the national average. A Loan Officers earning $64,380 in Idaho has the equivalent purchasing power of $70,130 in an average-cost US state.
Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Idaho's cost of living.
| Percentile | Nominal Salary | COL-Adjusted | Difference |
|---|---|---|---|
| 10th Percentile (P10) | $39,350 | $42,864 | +$3,514 |
| 25th Percentile (P25) | $48,080 | $52,374 | +$4,294 |
| Median (P50) | $64,380 | $70,130 | +$5,750 |
| 75th Percentile (P75) | $99,580 | $108,474 | +$8,894 |
| 90th Percentile (P90) | $137,520 | $149,803 | +$12,283 |
A Loan Officers in Idaho earns $64,380 on paper, but low living costs mean your money goes 9% further — like earning $70,130 in an average-cost state. This makes Idaho one of the best value states for this occupation.
Where does Loan Officers salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.
Idaho ranks #34 out of 50 states for Loan Officers after cost-of-living adjustment.
Some links are affiliate links. See our disclosure.
A Loan Officers in Idaho earns a median salary of $64,380 per year. After adjusting for Idaho's cost of living (RPP=91.8), the real purchasing power is $70,130 — a +8.9% difference.
Idaho's cost of living is 8.2% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Idaho is 91.8 (US average = 100).
Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.
The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Loan Officers in Idaho: $64,380 x (100 / 91.8) = $70,130. This represents what the salary would be worth in a state with average living costs.
From a purchasing power perspective, yes. A Loan Officers in Idaho enjoys 8.9% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.