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Insurance Underwriters Salary in Vermont: Cost of Living Adjusted (2024)

What does a Insurance Underwriters salary really buy you in Vermont?

Vermont is near the US average cost of living

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$106,790
Median annual (2024)
-1.1%
Real Purchasing Power
$105,628
COL-adjusted (RPP=101.1)

Vermont Cost of Living Index

Vermont's Regional Price Parity (RPP) is 101.1, meaning prices are 1.1% higher the national average. A Insurance Underwriters earning $106,790 in Vermont has the equivalent purchasing power of $105,628 in an average-cost US state.

VT: 101.1
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Vermont's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $60,490 $59,831 $-658
25th Percentile (P25) $75,870 $75,044 $-825
Median (P50) $106,790 $105,628 $-1,161
75th Percentile (P75) $106,790 $105,628 $-1,161
90th Percentile (P90) $106,790 $105,628 $-1,161
Key Insight

Vermont's cost of living is close to the national average, so $106,790 keeps most of its value at $105,628 in real terms. Location choice here is more about career opportunities than cost arbitrage.

Best States for Insurance Underwriters (After Cost of Living)

Where does Insurance Underwriters salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

1. Vermont
$105,628
RPP 101.1
$97,800
RPP 102.3
3. Maine
$95,833
RPP 100.8
$94,738
RPP 88.0
$91,454
RPP 89.4
$91,453
RPP 109.4
7. Kansas
$91,022
RPP 90.0
8. Nevada
$90,549
RPP 96.4
$89,718
RPP 106.4
$89,312
RPP 107.6

Vermont ranks #1 out of 49 states for Insurance Underwriters after cost-of-living adjustment.

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Frequently Asked Questions

What is the real salary for a Insurance Underwriters in Vermont after cost of living?

A Insurance Underwriters in Vermont earns a median salary of $106,790 per year. After adjusting for Vermont's cost of living (RPP=101.1), the real purchasing power is $105,628 — a -1.1% difference.

Is Vermont expensive to live in?

Vermont's cost of living is 1.1% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Vermont is 101.1 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Insurance Underwriters in Vermont: $106,790 x (100 / 101.1) = $105,628. This represents what the salary would be worth in a state with average living costs.

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