What does a Insurance Underwriters salary really buy you in New Hampshire?
New Hampshire is 7.6% pricier than the US averageData: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31
New Hampshire's Regional Price Parity (RPP) is 107.6, meaning prices are 7.6% higher the national average. A Insurance Underwriters earning $96,100 in New Hampshire has the equivalent purchasing power of $89,312 in an average-cost US state.
Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for New Hampshire's cost of living.
| Percentile | Nominal Salary | COL-Adjusted | Difference |
|---|---|---|---|
| 10th Percentile (P10) | $62,930 | $58,485 | $-4,444 |
| 25th Percentile (P25) | $80,930 | $75,213 | $-5,716 |
| Median (P50) | $96,100 | $89,312 | $-6,787 |
| 75th Percentile (P75) | $103,730 | $96,403 | $-7,326 |
| 90th Percentile (P90) | $140,140 | $130,241 | $-9,898 |
While $96,100 sounds high, New Hampshire's elevated cost of living erases 7% of that salary's purchasing power. Your real buying power is $89,312. Consider whether the higher pay offsets the higher costs.
Where does Insurance Underwriters salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.
New Hampshire ranks #10 out of 49 states for Insurance Underwriters after cost-of-living adjustment.
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A Insurance Underwriters in New Hampshire earns a median salary of $96,100 per year. After adjusting for New Hampshire's cost of living (RPP=107.6), the real purchasing power is $89,312 — a -7.1% difference.
New Hampshire's cost of living is 7.6% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for New Hampshire is 107.6 (US average = 100).
Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.
The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Insurance Underwriters in New Hampshire: $96,100 x (100 / 107.6) = $89,312. This represents what the salary would be worth in a state with average living costs.
Partially — a Insurance Underwriters's nominal salary of $96,100 in New Hampshire has 7.1% less purchasing power due to higher living costs. The real value is $89,312. However, New Hampshire may offer better career opportunities, networking, and industry access.