What does a Insurance Underwriters salary really buy you in Maine?
Maine is near the US average cost of livingData: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31
Maine's Regional Price Parity (RPP) is 100.8, meaning prices are 0.8% higher the national average. A Insurance Underwriters earning $96,600 in Maine has the equivalent purchasing power of $95,833 in an average-cost US state.
Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Maine's cost of living.
| Percentile | Nominal Salary | COL-Adjusted | Difference |
|---|---|---|---|
| 10th Percentile (P10) | $61,110 | $60,625 | $-485 |
| 25th Percentile (P25) | $65,820 | $65,297 | $-522 |
| Median (P50) | $96,600 | $95,833 | $-766 |
| 75th Percentile (P75) | $129,950 | $128,918 | $-1,031 |
| 90th Percentile (P90) | $133,170 | $132,113 | $-1,056 |
Maine's cost of living is close to the national average, so $96,600 keeps most of its value at $95,833 in real terms. Location choice here is more about career opportunities than cost arbitrage.
Where does Insurance Underwriters salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.
Maine ranks #3 out of 49 states for Insurance Underwriters after cost-of-living adjustment.
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A Insurance Underwriters in Maine earns a median salary of $96,600 per year. After adjusting for Maine's cost of living (RPP=100.8), the real purchasing power is $95,833 — a -0.8% difference.
Maine's cost of living is 0.8% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Maine is 100.8 (US average = 100).
Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.
The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Insurance Underwriters in Maine: $96,600 x (100 / 100.8) = $95,833. This represents what the salary would be worth in a state with average living costs.