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Insurance Underwriters Salary in Connecticut: Cost of Living Adjusted (2024)

What does a Insurance Underwriters salary really buy you in Connecticut?

Connecticut is 6.4% pricier than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$95,460
Median annual (2024)
-6.0%
Real Purchasing Power
$89,718
COL-adjusted (RPP=106.4)

Connecticut Cost of Living Index

Connecticut's Regional Price Parity (RPP) is 106.4, meaning prices are 6.4% higher the national average. A Insurance Underwriters earning $95,460 in Connecticut has the equivalent purchasing power of $89,718 in an average-cost US state.

CT: 106.4
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Connecticut's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $64,840 $60,939 $-3,900
25th Percentile (P25) $79,130 $74,370 $-4,759
Median (P50) $95,460 $89,718 $-5,741
75th Percentile (P75) $125,160 $117,631 $-7,528
90th Percentile (P90) $143,530 $134,896 $-8,633
Key Insight

While $95,460 sounds high, Connecticut's elevated cost of living erases 6% of that salary's purchasing power. Your real buying power is $89,718. Consider whether the higher pay offsets the higher costs.

Best States for Insurance Underwriters (After Cost of Living)

Where does Insurance Underwriters salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

1. Vermont
$105,628
RPP 101.1
$97,800
RPP 102.3
3. Maine
$95,833
RPP 100.8
$94,738
RPP 88.0
$91,454
RPP 89.4
$91,453
RPP 109.4
7. Kansas
$91,022
RPP 90.0
8. Nevada
$90,549
RPP 96.4
$89,718
RPP 106.4
$89,312
RPP 107.6

Connecticut ranks #9 out of 49 states for Insurance Underwriters after cost-of-living adjustment.

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Frequently Asked Questions

What is the real salary for a Insurance Underwriters in Connecticut after cost of living?

A Insurance Underwriters in Connecticut earns a median salary of $95,460 per year. After adjusting for Connecticut's cost of living (RPP=106.4), the real purchasing power is $89,718 — a -6.0% difference.

Is Connecticut expensive to live in?

Connecticut's cost of living is 6.4% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Connecticut is 106.4 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Insurance Underwriters in Connecticut: $95,460 x (100 / 106.4) = $89,718. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in Connecticut offset the salary?

Partially — a Insurance Underwriters's nominal salary of $95,460 in Connecticut has 6.0% less purchasing power due to higher living costs. The real value is $89,718. However, Connecticut may offer better career opportunities, networking, and industry access.

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