What does a Insurance Underwriters salary really buy you in Colorado?
Colorado is 2.3% pricier than the US averageData: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31
Colorado's Regional Price Parity (RPP) is 102.3, meaning prices are 2.3% higher the national average. A Insurance Underwriters earning $100,050 in Colorado has the equivalent purchasing power of $97,800 in an average-cost US state.
Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Colorado's cost of living.
| Percentile | Nominal Salary | COL-Adjusted | Difference |
|---|---|---|---|
| 10th Percentile (P10) | $70,420 | $68,836 | $-1,583 |
| 25th Percentile (P25) | $78,900 | $77,126 | $-1,773 |
| Median (P50) | $100,050 | $97,800 | $-2,249 |
| 75th Percentile (P75) | $131,350 | $128,396 | $-2,953 |
| 90th Percentile (P90) | $167,280 | $163,519 | $-3,760 |
Colorado's cost of living is close to the national average, so $100,050 keeps most of its value at $97,800 in real terms. Location choice here is more about career opportunities than cost arbitrage.
Where does Insurance Underwriters salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.
Colorado ranks #2 out of 49 states for Insurance Underwriters after cost-of-living adjustment.
Some links are affiliate links. See our disclosure.
A Insurance Underwriters in Colorado earns a median salary of $100,050 per year. After adjusting for Colorado's cost of living (RPP=102.3), the real purchasing power is $97,800 — a -2.2% difference.
Colorado's cost of living is 2.3% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Colorado is 102.3 (US average = 100).
Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.
The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Insurance Underwriters in Colorado: $100,050 x (100 / 102.3) = $97,800. This represents what the salary would be worth in a state with average living costs.
Partially — a Insurance Underwriters's nominal salary of $100,050 in Colorado has 2.2% less purchasing power due to higher living costs. The real value is $97,800. However, Colorado may offer better career opportunities, networking, and industry access.