How much does a Financial Risk Specialists actually take home in Arkansas?
Progressive (up to 4.4%) — 21.1% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Financial Risk Specialists earning $64,050 in Arkansas (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $64,050 | — |
| Federal Income Tax | -$5,932 | 9.3% |
| Arkansas State Income Tax | -$2,698 | 4.2% |
| Social Security (OASDI) | -$3,971 | 6.2% |
| Medicare | -$928 | 1.5% |
| Total Taxes | -$13,530 | 21.1% |
| Take-Home Pay | $50,519 | 78.9% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Financial Risk Specialists in Arkansas.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $38,700 | -$7,203 | $31,496 | 18.6% |
| 25th Percentile (P25) | $48,410 | -$9,538 | $38,871 | 19.7% |
| Median (P50) | $64,050 | -$13,530 | $50,519 | 21.1% |
| 75th Percentile (P75) | $86,550 | -$21,191 | $65,358 | 24.5% |
| 90th Percentile (P90) | $144,770 | -$41,608 | $103,161 | 28.7% |
After federal income tax ($5,932), state tax ($2,698), and FICA ($4,899), a Financial Risk Specialists in Arkansas takes home $50,519 per year — or $4,210 per month. The effective tax rate of 21.1% is relatively low compared to the national range.
Where does a Financial Risk Specialists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Arkansas ranks #49 out of 50 states for Financial Risk Specialists after-tax take-home pay.
A Financial Risk Specialists in Arkansas earning a median salary of $64,050 will take home approximately $50,519 per year after federal income tax ($5,932), state income tax ($2,698), and FICA ($4,899). That is $4,210 per month or $1,943 per bi-weekly paycheck.
The effective total tax rate for a Financial Risk Specialists in Arkansas is 21.1%, broken down as: federal income tax 9.3%, Arkansas state tax 4.2%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Arkansas has a progressive (up to 4.4%). On a Financial Risk Specialists's median salary of $64,050, the state income tax amounts to $2,698 per year, which is an effective state rate of 4.2%.
After all taxes, a Financial Risk Specialists in Arkansas takes home approximately $4,210 per month, or about $24.29 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $64,050 for Financial Risk Specialists in Arkansas, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Arkansas state income tax (progressive (up to 4.4%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $50,519/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR