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Financial Examiners Salary in Massachusetts: Cost of Living Adjusted (2024)

What does a Financial Examiners salary really buy you in Massachusetts?

Massachusetts is 9.4% pricier than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$85,110
Median annual (2024)
-8.6%
Real Purchasing Power
$77,797
COL-adjusted (RPP=109.4)

Massachusetts Cost of Living Index

Massachusetts's Regional Price Parity (RPP) is 109.4, meaning prices are 9.4% higher the national average. A Financial Examiners earning $85,110 in Massachusetts has the equivalent purchasing power of $77,797 in an average-cost US state.

MA: 109.4
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Massachusetts's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $51,930 $47,468 $-4,461
25th Percentile (P25) $64,620 $59,067 $-5,552
Median (P50) $85,110 $77,797 $-7,312
75th Percentile (P75) $124,590 $113,884 $-10,705
90th Percentile (P90) $173,430 $158,528 $-14,901
Key Insight

While $85,110 sounds high, Massachusetts's elevated cost of living erases 9% of that salary's purchasing power. Your real buying power is $77,797. Consider whether the higher pay offsets the higher costs.

Best States for Financial Examiners (After Cost of Living)

Where does Financial Examiners salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$124,360
RPP 106.4
$118,206
RPP 107.6
$106,059
RPP 87.3
$101,310
RPP 107.6
$100,491
RPP 109.8
$99,681
RPP 94.2
$98,400
RPP 101.3
$97,973
RPP 97.7
$97,497
RPP 102.3
10. Delaware
$97,295
RPP 98.0

Massachusetts ranks #39 out of 49 states for Financial Examiners after cost-of-living adjustment.

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Frequently Asked Questions

What is the real salary for a Financial Examiners in Massachusetts after cost of living?

A Financial Examiners in Massachusetts earns a median salary of $85,110 per year. After adjusting for Massachusetts's cost of living (RPP=109.4), the real purchasing power is $77,797 — a -8.6% difference.

Is Massachusetts expensive to live in?

Massachusetts's cost of living is 9.4% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Massachusetts is 109.4 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Financial Examiners in Massachusetts: $85,110 x (100 / 109.4) = $77,797. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in Massachusetts offset the salary?

Partially — a Financial Examiners's nominal salary of $85,110 in Massachusetts has 8.6% less purchasing power due to higher living costs. The real value is $77,797. However, Massachusetts may offer better career opportunities, networking, and industry access.

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