What does a Credit Counselors salary really buy you in Arkansas?
Arkansas is 13.4% cheaper than the US averageData: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31
Arkansas's Regional Price Parity (RPP) is 86.6, meaning prices are 13.4% lower the national average. A Credit Counselors earning $40,410 in Arkansas has the equivalent purchasing power of $46,662 in an average-cost US state.
Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Arkansas's cost of living.
| Percentile | Nominal Salary | COL-Adjusted | Difference |
|---|---|---|---|
| 10th Percentile (P10) | $30,850 | $35,623 | +$4,773 |
| 25th Percentile (P25) | $35,360 | $40,831 | +$5,471 |
| Median (P50) | $40,410 | $46,662 | +$6,252 |
| 75th Percentile (P75) | $56,680 | $65,450 | +$8,770 |
| 90th Percentile (P90) | $65,960 | $76,166 | +$10,206 |
A Credit Counselors in Arkansas earns $40,410 on paper, but low living costs mean your money goes 15% further — like earning $46,662 in an average-cost state. This makes Arkansas one of the best value states for this occupation.
Where does Credit Counselors salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.
Arkansas ranks #42 out of 45 states for Credit Counselors after cost-of-living adjustment.
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A Credit Counselors in Arkansas earns a median salary of $40,410 per year. After adjusting for Arkansas's cost of living (RPP=86.6), the real purchasing power is $46,662 — a +15.5% difference.
Arkansas's cost of living is 13.4% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Arkansas is 86.6 (US average = 100).
Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.
The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Credit Counselors in Arkansas: $40,410 x (100 / 86.6) = $46,662. This represents what the salary would be worth in a state with average living costs.
From a purchasing power perspective, yes. A Credit Counselors in Arkansas enjoys 15.5% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.