How much does a Construction Laborers actually take home in Massachusetts?
5.0% flat rate — 21.4% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Construction Laborers earning $61,240 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $61,240 | — |
| Federal Income Tax | -$5,364 | 8.8% |
| Massachusetts State Income Tax | -$3,062 | 5.0% |
| Social Security (OASDI) | -$3,796 | 6.2% |
| Medicare | -$887 | 1.5% |
| Total Taxes | -$13,111 | 21.4% |
| Take-Home Pay | $48,128 | 78.6% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Construction Laborers in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $42,360 | -$8,457 | $33,902 | 20.0% |
| 25th Percentile (P25) | $47,800 | -$9,798 | $38,001 | 20.5% |
| Median (P50) | $61,240 | -$13,111 | $48,128 | 21.4% |
| 75th Percentile (P75) | $84,230 | -$21,026 | $63,203 | 25.0% |
| 90th Percentile (P90) | $93,020 | -$24,072 | $68,947 | 25.9% |
After federal income tax ($5,364), state tax ($3,062), and FICA ($4,684), a Construction Laborers in Massachusetts takes home $48,128 per year — or $4,010 per month. The effective tax rate of 21.4% is relatively low compared to the national range.
Where does a Construction Laborers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #3 out of 51 states for Construction Laborers after-tax take-home pay.
A Construction Laborers in Massachusetts earning a median salary of $61,240 will take home approximately $48,128 per year after federal income tax ($5,364), state income tax ($3,062), and FICA ($4,684). That is $4,010 per month or $1,851 per bi-weekly paycheck.
The effective total tax rate for a Construction Laborers in Massachusetts is 21.4%, broken down as: federal income tax 8.8%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Construction Laborers's median salary of $61,240, the state income tax amounts to $3,062 per year, which is an effective state rate of 5.0%.
After all taxes, a Construction Laborers in Massachusetts takes home approximately $4,010 per month, or about $23.14 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $61,240 for Construction Laborers in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $48,128/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR