How much does a Clinical and Counseling Psychologists actually take home in Indiana?
3.0% flat rate — 22.6% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
Some links are affiliate links. See our disclosure.
Detailed line-by-line tax calculation for a Clinical and Counseling Psychologists earning $80,480 in Indiana (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $80,480 | — |
| Federal Income Tax | -$9,546 | 11.9% |
| Indiana State Income Tax | -$2,454 | 3.0% |
| Social Security (OASDI) | -$4,989 | 6.2% |
| Medicare | -$1,166 | 1.5% |
| Total Taxes | -$18,157 | 22.6% |
| Take-Home Pay | $62,322 | 77.4% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Clinical and Counseling Psychologists in Indiana.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $50,990 | -$9,590 | $41,399 | 18.8% |
| 25th Percentile (P25) | $64,880 | -$13,056 | $51,823 | 20.1% |
| Median (P50) | $80,480 | -$18,157 | $62,322 | 22.6% |
| 75th Percentile (P75) | $116,620 | -$30,005 | $86,614 | 25.7% |
| 90th Percentile (P90) | $139,580 | -$37,972 | $101,607 | 27.2% |
After federal income tax ($9,546), state tax ($2,454), and FICA ($6,156), a Clinical and Counseling Psychologists in Indiana takes home $62,322 per year — or $5,193 per month. The effective tax rate of 22.6% is relatively low compared to the national range.
Where does a Clinical and Counseling Psychologists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Indiana ranks #27 out of 45 states for Clinical and Counseling Psychologists after-tax take-home pay.
A Clinical and Counseling Psychologists in Indiana earning a median salary of $80,480 will take home approximately $62,322 per year after federal income tax ($9,546), state income tax ($2,454), and FICA ($6,156). That is $5,193 per month or $2,397 per bi-weekly paycheck.
The effective total tax rate for a Clinical and Counseling Psychologists in Indiana is 22.6%, broken down as: federal income tax 11.9%, Indiana state tax 3.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Indiana has a 3.0% flat rate. On a Clinical and Counseling Psychologists's median salary of $80,480, the state income tax amounts to $2,454 per year, which is an effective state rate of 3.0%.
After all taxes, a Clinical and Counseling Psychologists in Indiana takes home approximately $5,193 per month, or about $29.96 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $80,480 for Clinical and Counseling Psychologists in Indiana, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Indiana state income tax (3.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $62,322/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR