How much does a Claims Adjusters, Examiners, and Investigators actually take home in Massachusetts?
5.0% flat rate — 24.3% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-06
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Detailed line-by-line tax calculation for a Claims Adjusters, Examiners, and Investigators earning $79,110 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $79,110 | — |
| Federal Income Tax | -$9,245 | 11.7% |
| Massachusetts State Income Tax | -$3,955 | 5.0% |
| Social Security (OASDI) | -$4,904 | 6.2% |
| Medicare | -$1,147 | 1.5% |
| Total Taxes | -$19,252 | 24.3% |
| Take-Home Pay | $59,857 | 75.7% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Claims Adjusters, Examiners, and Investigators in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $50,660 | -$10,503 | $40,156 | 20.7% |
| 25th Percentile (P25) | $63,250 | -$13,757 | $49,492 | 21.8% |
| Median (P50) | $79,110 | -$19,252 | $59,857 | 24.3% |
| 75th Percentile (P75) | $98,660 | -$26,026 | $72,633 | 26.4% |
| 90th Percentile (P90) | $109,660 | -$29,838 | $79,821 | 27.2% |
After federal income tax ($9,245), state tax ($3,955), and FICA ($6,051), a Claims Adjusters, Examiners, and Investigators in Massachusetts takes home $59,857 per year — or $4,988 per month. The effective tax rate of 24.3% is relatively low compared to the national range.
Where does a Claims Adjusters, Examiners, and Investigators keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #13 out of 51 states for Claims Adjusters, Examiners, and Investigators after-tax take-home pay.
A Claims Adjusters, Examiners, and Investigators in Massachusetts earning a median salary of $79,110 will take home approximately $59,857 per year after federal income tax ($9,245), state income tax ($3,955), and FICA ($6,051). That is $4,988 per month or $2,302 per bi-weekly paycheck.
The effective total tax rate for a Claims Adjusters, Examiners, and Investigators in Massachusetts is 24.3%, broken down as: federal income tax 11.7%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Claims Adjusters, Examiners, and Investigators's median salary of $79,110, the state income tax amounts to $3,955 per year, which is an effective state rate of 5.0%.
After all taxes, a Claims Adjusters, Examiners, and Investigators in Massachusetts takes home approximately $4,988 per month, or about $28.78 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $79,110 for Claims Adjusters, Examiners, and Investigators in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $59,857/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR