How much does a Cement Masons and Concrete Finishers actually take home in Massachusetts?
5.0% flat rate — 24.2% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Cement Masons and Concrete Finishers earning $78,250 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $78,250 | — |
| Federal Income Tax | -$9,056 | 11.6% |
| Massachusetts State Income Tax | -$3,912 | 5.0% |
| Social Security (OASDI) | -$4,851 | 6.2% |
| Medicare | -$1,134 | 1.4% |
| Total Taxes | -$18,954 | 24.2% |
| Take-Home Pay | $59,295 | 75.8% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Cement Masons and Concrete Finishers in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $54,690 | -$11,497 | $43,192 | 21.0% |
| 25th Percentile (P25) | $63,110 | -$13,708 | $49,401 | 21.7% |
| Median (P50) | $78,250 | -$18,954 | $59,295 | 24.2% |
| 75th Percentile (P75) | $94,840 | -$24,703 | $70,136 | 26.0% |
| 90th Percentile (P90) | $128,500 | -$36,633 | $91,866 | 28.5% |
After federal income tax ($9,056), state tax ($3,912), and FICA ($5,986), a Cement Masons and Concrete Finishers in Massachusetts takes home $59,295 per year — or $4,941 per month. The effective tax rate of 24.2% is relatively low compared to the national range.
Where does a Cement Masons and Concrete Finishers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #2 out of 51 states for Cement Masons and Concrete Finishers after-tax take-home pay.
A Cement Masons and Concrete Finishers in Massachusetts earning a median salary of $78,250 will take home approximately $59,295 per year after federal income tax ($9,056), state income tax ($3,912), and FICA ($5,986). That is $4,941 per month or $2,280 per bi-weekly paycheck.
The effective total tax rate for a Cement Masons and Concrete Finishers in Massachusetts is 24.2%, broken down as: federal income tax 11.6%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Cement Masons and Concrete Finishers's median salary of $78,250, the state income tax amounts to $3,912 per year, which is an effective state rate of 5.0%.
After all taxes, a Cement Masons and Concrete Finishers in Massachusetts takes home approximately $4,941 per month, or about $28.51 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $78,250 for Cement Masons and Concrete Finishers in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $59,295/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR