How much does a Claims Adjusters, Examiners, and Investigators actually take home in Rhode Island?
Progressive (up to 6.0%) — 23.6% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-06
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Detailed line-by-line tax calculation for a Claims Adjusters, Examiners, and Investigators earning $82,530 in Rhode Island (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $82,530 | — |
| Federal Income Tax | -$9,997 | 12.1% |
| Rhode Island State Income Tax | -$3,185 | 3.9% |
| Social Security (OASDI) | -$5,116 | 6.2% |
| Medicare | -$1,196 | 1.5% |
| Total Taxes | -$19,496 | 23.6% |
| Take-Home Pay | $63,033 | 76.4% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Claims Adjusters, Examiners, and Investigators in Rhode Island.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $47,140 | -$9,046 | $38,093 | 19.2% |
| 25th Percentile (P25) | $63,770 | -$13,140 | $50,629 | 20.6% |
| Median (P50) | $82,530 | -$19,496 | $63,033 | 23.6% |
| 75th Percentile (P75) | $100,610 | -$25,716 | $74,893 | 25.6% |
| 90th Percentile (P90) | $114,480 | -$30,487 | $83,992 | 26.6% |
After federal income tax ($9,997), state tax ($3,185), and FICA ($6,313), a Claims Adjusters, Examiners, and Investigators in Rhode Island takes home $63,033 per year — or $5,252 per month. The effective tax rate of 23.6% is relatively low compared to the national range.
Where does a Claims Adjusters, Examiners, and Investigators keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Rhode Island ranks #4 out of 51 states for Claims Adjusters, Examiners, and Investigators after-tax take-home pay.
A Claims Adjusters, Examiners, and Investigators in Rhode Island earning a median salary of $82,530 will take home approximately $63,033 per year after federal income tax ($9,997), state income tax ($3,185), and FICA ($6,313). That is $5,252 per month or $2,424 per bi-weekly paycheck.
The effective total tax rate for a Claims Adjusters, Examiners, and Investigators in Rhode Island is 23.6%, broken down as: federal income tax 12.1%, Rhode Island state tax 3.9%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Rhode Island has a progressive (up to 6.0%). On a Claims Adjusters, Examiners, and Investigators's median salary of $82,530, the state income tax amounts to $3,185 per year, which is an effective state rate of 3.9%.
After all taxes, a Claims Adjusters, Examiners, and Investigators in Rhode Island takes home approximately $5,252 per month, or about $30.30 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $82,530 for Claims Adjusters, Examiners, and Investigators in Rhode Island, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Rhode Island state income tax (progressive (up to 6.0%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $63,033/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR