What does a Actuaries salary really buy you in Hawaii?
Hawaii is 10.8% pricier than the US averageData: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31
Hawaii's Regional Price Parity (RPP) is 110.8, meaning prices are 10.8% higher the national average. A Actuaries earning $107,690 in Hawaii has the equivalent purchasing power of $97,193 in an average-cost US state.
Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Hawaii's cost of living.
| Percentile | Nominal Salary | COL-Adjusted | Difference |
|---|---|---|---|
| 10th Percentile (P10) | $43,680 | $39,422 | $-4,257 |
| 25th Percentile (P25) | $69,990 | $63,167 | $-6,822 |
| Median (P50) | $107,690 | $97,193 | $-10,496 |
| 75th Percentile (P75) | $163,240 | $147,328 | $-15,911 |
| 90th Percentile (P90) | $163,240 | $147,328 | $-15,911 |
While $107,690 sounds high, Hawaii's elevated cost of living erases 10% of that salary's purchasing power. Your real buying power is $97,193. Consider whether the higher pay offsets the higher costs.
Where does Actuaries salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.
Hawaii ranks #37 out of 38 states for Actuaries after cost-of-living adjustment.
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A Actuaries in Hawaii earns a median salary of $107,690 per year. After adjusting for Hawaii's cost of living (RPP=110.8), the real purchasing power is $97,193 — a -9.7% difference.
Hawaii's cost of living is 10.8% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Hawaii is 110.8 (US average = 100).
Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.
The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Actuaries in Hawaii: $107,690 x (100 / 110.8) = $97,193. This represents what the salary would be worth in a state with average living costs.
Partially — a Actuaries's nominal salary of $107,690 in Hawaii has 9.7% less purchasing power due to higher living costs. The real value is $97,193. However, Hawaii may offer better career opportunities, networking, and industry access.