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Actuaries Salary in Colorado: Cost of Living Adjusted (2024)

What does a Actuaries salary really buy you in Colorado?

Colorado is 2.3% pricier than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$131,940
Median annual (2024)
-2.2%
Real Purchasing Power
$128,973
COL-adjusted (RPP=102.3)

Colorado Cost of Living Index

Colorado's Regional Price Parity (RPP) is 102.3, meaning prices are 2.3% higher the national average. A Actuaries earning $131,940 in Colorado has the equivalent purchasing power of $128,973 in an average-cost US state.

CO: 102.3
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Colorado's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $77,960 $76,207 $-1,752
25th Percentile (P25) $104,020 $101,681 $-2,338
Median (P50) $131,940 $128,973 $-2,966
75th Percentile (P75) $160,790 $157,174 $-3,615
90th Percentile (P90) $196,890 $192,463 $-4,426
Key Insight

Colorado's cost of living is close to the national average, so $131,940 keeps most of its value at $128,973 in real terms. Location choice here is more about career opportunities than cost arbitrage.

Best States for Actuaries (After Cost of Living)

Where does Actuaries salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

1. Alabama
$163,132
RPP 87.8
2. Iowa
$146,911
RPP 88.4
3. Kansas
$139,655
RPP 90.0
$139,581
RPP 109.8
$139,304
RPP 106.4
$137,845
RPP 94.2
7. Nevada
$137,417
RPP 96.4
$137,150
RPP 88.8
9. Utah
$136,359
RPP 94.5
10. Kentucky
$134,876
RPP 89.4

Colorado ranks #15 out of 38 states for Actuaries after cost-of-living adjustment.

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Frequently Asked Questions

What is the real salary for a Actuaries in Colorado after cost of living?

A Actuaries in Colorado earns a median salary of $131,940 per year. After adjusting for Colorado's cost of living (RPP=102.3), the real purchasing power is $128,973 — a -2.2% difference.

Is Colorado expensive to live in?

Colorado's cost of living is 2.3% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Colorado is 102.3 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Actuaries in Colorado: $131,940 x (100 / 102.3) = $128,973. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in Colorado offset the salary?

Partially — a Actuaries's nominal salary of $131,940 in Colorado has 2.2% less purchasing power due to higher living costs. The real value is $128,973. However, Colorado may offer better career opportunities, networking, and industry access.

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