Carmel, Indiana

City Profile — Demographics, Income, Education & Housing
Data: U.S. Census Bureau, American Community Survey 2022 5-Year Estimates
99,453
Population
$132,859
Median Income
$425,900
Home Value
40.6
Median Age

Demographics

Carmel has a population of 99,453 with a median age of 40.6. Here is the racial and ethnic breakdown of the population:

White
78.8%
Asian
11.3%
Hispanic
4.4%
Black
3.5%
Other
2.0%
Demographic Value
Total Population99,453
Median Age40.6
White78.8%
Black or African American3.5%
Asian11.3%
Hispanic or Latino4.4%
Other / Two or More Races2.0%

Income & Economy

The median household income in Carmel is $132,859, which is 76.8% above the national median of $75,149. The per capita income is $70,093. The poverty rate is 3.6%.

$132,859
Median Household Income
$70,093
Per Capita Income
3.6%
Poverty Rate

Employment

The unemployment rate in Carmel is 2.6%, compared to the national rate of 5.4%.

Education

In Carmel, 98.1% of residents age 25+ have a high school diploma or higher, and 73.7% hold a bachelor's degree or higher (32.4% with a graduate or professional degree).

HS Diploma+
98.1%
Bachelor's+
73.7%
Graduate+
32.4%
Education Level % of Adults (25+)
High School Diploma or Higher98.1%
Bachelor's Degree or Higher73.7%
Graduate or Professional Degree32.4%

Housing

The median home value in Carmel is $425,900, above the national median of $281,900. The median monthly rent is $1,499. The homeownership rate is 74.6%.

$425,900
Median Home Value
$1,499/mo
Median Rent
74.6%
Homeownership Rate
Housing Metric Value
Median Home Value$425,900
Median Monthly Rent$1,499
Homeownership Rate74.6%
Vacancy Rate5.5%

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Frequently Asked Questions

What is the population of Carmel, Indiana?
The population of Carmel, Indiana is 99,453 according to U.S. Census Bureau ACS 2022 5-Year Estimates.
What is the median household income in Carmel, Indiana?
The median household income in Carmel, Indiana is $132,859. This is 76.8% above the national median of $75,149.
What is the median home value in Carmel, Indiana?
The median home value in Carmel, Indiana is $425,900. The median monthly rent is $1,499.
What percentage of people in Carmel have a college degree?
In Carmel, Indiana, 73.7% of adults age 25 and older hold a bachelor's degree or higher, and 98.1% have a high school diploma or higher.
Is Carmel, Indiana an affordable place to live?
The home price-to-income ratio in Carmel, Indiana is 3.2x (median home value $425,900 vs. median income $132,859), making it relatively affordable by that measure. A ratio under 4.0 is generally considered affordable.

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