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Social Workers, All Other Salary in Massachusetts: Cost of Living Adjusted (2024)

What does a Social Workers, All Other salary really buy you in Massachusetts?

Massachusetts is 9.4% pricier than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$94,000
Median annual (2024)
-8.6%
Real Purchasing Power
$85,923
COL-adjusted (RPP=109.4)

Massachusetts Cost of Living Index

Massachusetts's Regional Price Parity (RPP) is 109.4, meaning prices are 9.4% higher the national average. A Social Workers, All Other earning $94,000 in Massachusetts has the equivalent purchasing power of $85,923 in an average-cost US state.

MA: 109.4
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Massachusetts's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $60,270 $55,091 $-5,178
25th Percentile (P25) $72,880 $66,617 $-6,262
Median (P50) $94,000 $85,923 $-8,076
75th Percentile (P75) $112,650 $102,970 $-9,679
90th Percentile (P90) $122,910 $112,349 $-10,560
Key Insight

While $94,000 sounds high, Massachusetts's elevated cost of living erases 9% of that salary's purchasing power. Your real buying power is $85,923. Consider whether the higher pay offsets the higher costs.

Best States for Social Workers, All Other (After Cost of Living)

Where does Social Workers, All Other salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

1. Nevada
$113,298
RPP 96.4
$112,781
RPP 88.8
$102,932
RPP 87.3
$102,110
RPP 104.7
5. Alabama
$101,560
RPP 87.8
$101,500
RPP 88.0
7. Iowa
$99,547
RPP 88.4
$98,226
RPP 93.6
9. Hawaii
$98,176
RPP 110.8
$97,369
RPP 107.6

Massachusetts ranks #17 out of 49 states for Social Workers, All Other after cost-of-living adjustment.

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Frequently Asked Questions

What is the real salary for a Social Workers, All Other in Massachusetts after cost of living?

A Social Workers, All Other in Massachusetts earns a median salary of $94,000 per year. After adjusting for Massachusetts's cost of living (RPP=109.4), the real purchasing power is $85,923 — a -8.6% difference.

Is Massachusetts expensive to live in?

Massachusetts's cost of living is 9.4% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Massachusetts is 109.4 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Social Workers, All Other in Massachusetts: $94,000 x (100 / 109.4) = $85,923. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in Massachusetts offset the salary?

Partially — a Social Workers, All Other's nominal salary of $94,000 in Massachusetts has 8.6% less purchasing power due to higher living costs. The real value is $85,923. However, Massachusetts may offer better career opportunities, networking, and industry access.

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