How much does a Security Guards actually take home in Massachusetts?
5.0% flat rate — 19.7% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Security Guards earning $40,390 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $40,390 | — |
| Federal Income Tax | -$2,862 | 7.1% |
| Massachusetts State Income Tax | -$2,019 | 5.0% |
| Social Security (OASDI) | -$2,504 | 6.2% |
| Medicare | -$585 | 1.5% |
| Total Taxes | -$7,972 | 19.7% |
| Take-Home Pay | $32,417 | 80.3% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Security Guards in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $35,580 | -$6,786 | $28,793 | 19.1% |
| 25th Percentile (P25) | $38,350 | -$7,469 | $30,880 | 19.5% |
| Median (P50) | $40,390 | -$7,972 | $32,417 | 19.7% |
| 75th Percentile (P75) | $46,580 | -$9,497 | $37,082 | 20.4% |
| 90th Percentile (P90) | $57,960 | -$12,303 | $45,656 | 21.2% |
After federal income tax ($2,862), state tax ($2,019), and FICA ($3,089), a Security Guards in Massachusetts takes home $32,417 per year — or $2,701 per month. The effective tax rate of 19.7% is relatively low compared to the national range.
Where does a Security Guards keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #9 out of 51 states for Security Guards after-tax take-home pay.
A Security Guards in Massachusetts earning a median salary of $40,390 will take home approximately $32,417 per year after federal income tax ($2,862), state income tax ($2,019), and FICA ($3,089). That is $2,701 per month or $1,246 per bi-weekly paycheck.
The effective total tax rate for a Security Guards in Massachusetts is 19.7%, broken down as: federal income tax 7.1%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Security Guards's median salary of $40,390, the state income tax amounts to $2,019 per year, which is an effective state rate of 5.0%.
After all taxes, a Security Guards in Massachusetts takes home approximately $2,701 per month, or about $15.59 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $40,390 for Security Guards in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $32,417/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR