How much does a Psychiatric Aides actually take home in Massachusetts?
5.0% flat rate — 20.6% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Psychiatric Aides earning $48,440 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $48,440 | — |
| Federal Income Tax | -$3,828 | 7.9% |
| Massachusetts State Income Tax | -$2,422 | 5.0% |
| Social Security (OASDI) | -$3,003 | 6.2% |
| Medicare | -$702 | 1.5% |
| Total Taxes | -$9,956 | 20.6% |
| Take-Home Pay | $38,483 | 79.4% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Psychiatric Aides in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $41,230 | -$8,179 | $33,050 | 19.8% |
| 25th Percentile (P25) | $43,060 | -$8,630 | $34,429 | 20.0% |
| Median (P50) | $48,440 | -$9,956 | $38,483 | 20.6% |
| 75th Percentile (P75) | $56,280 | -$11,889 | $44,390 | 21.1% |
| 90th Percentile (P90) | $61,780 | -$13,247 | $48,532 | 21.4% |
After federal income tax ($3,828), state tax ($2,422), and FICA ($3,705), a Psychiatric Aides in Massachusetts takes home $38,483 per year — or $3,206 per month. The effective tax rate of 20.6% is relatively low compared to the national range.
Where does a Psychiatric Aides keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #8 out of 39 states for Psychiatric Aides after-tax take-home pay.
A Psychiatric Aides in Massachusetts earning a median salary of $48,440 will take home approximately $38,483 per year after federal income tax ($3,828), state income tax ($2,422), and FICA ($3,705). That is $3,206 per month or $1,480 per bi-weekly paycheck.
The effective total tax rate for a Psychiatric Aides in Massachusetts is 20.6%, broken down as: federal income tax 7.9%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Psychiatric Aides's median salary of $48,440, the state income tax amounts to $2,422 per year, which is an effective state rate of 5.0%.
After all taxes, a Psychiatric Aides in Massachusetts takes home approximately $3,206 per month, or about $18.50 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $48,440 for Psychiatric Aides in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $38,483/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR