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Physical Therapist Salary in Illinois: Cost of Living Adjusted (2024)

What does a Physical Therapist salary really buy you in Illinois?

Illinois is near the US average cost of living

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$103,380
Median annual (2024)
-1.3%
Real Purchasing Power
$102,053
COL-adjusted (RPP=101.3)

Illinois Cost of Living Index

Illinois's Regional Price Parity (RPP) is 101.3, meaning prices are 1.3% higher the national average. A Physical Therapist earning $103,380 in Illinois has the equivalent purchasing power of $102,053 in an average-cost US state.

IL: 101.3
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Illinois's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $82,590 $81,530 $-1,059
25th Percentile (P25) $96,140 $94,906 $-1,233
Median (P50) $103,380 $102,053 $-1,326
75th Percentile (P75) $119,250 $117,719 $-1,530
90th Percentile (P90) $140,670 $138,864 $-1,805
Key Insight

Illinois's cost of living is close to the national average, so $103,380 keeps most of its value at $102,053 in real terms. Location choice here is more about career opportunities than cost arbitrage.

Best States for Physical Therapist (After Cost of Living)

Where does Physical Therapist salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$113,464
RPP 89.2
$111,824
RPP 86.6
$111,734
RPP 88.8
$111,202
RPP 87.3
$111,131
RPP 91.0
$110,982
RPP 90.6
7. Alabama
$110,523
RPP 87.8
8. Wyoming
$110,043
RPP 91.9
9. Kansas
$109,822
RPP 90.0
10. Tennessee
$109,651
RPP 91.8

Illinois ranks #30 out of 50 states for Physical Therapist after cost-of-living adjustment.

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Frequently Asked Questions

What is the real salary for a Physical Therapist in Illinois after cost of living?

A Physical Therapist in Illinois earns a median salary of $103,380 per year. After adjusting for Illinois's cost of living (RPP=101.3), the real purchasing power is $102,053 — a -1.3% difference.

Is Illinois expensive to live in?

Illinois's cost of living is 1.3% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Illinois is 101.3 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Physical Therapist in Illinois: $103,380 x (100 / 101.3) = $102,053. This represents what the salary would be worth in a state with average living costs.

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