How much does a Personal Care and Service Workers, All Other actually take home in Massachusetts?
5.0% flat rate — 19.5% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-06
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Detailed line-by-line tax calculation for a Personal Care and Service Workers, All Other earning $38,320 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $38,320 | — |
| Federal Income Tax | -$2,614 | 6.8% |
| Massachusetts State Income Tax | -$1,916 | 5.0% |
| Social Security (OASDI) | -$2,375 | 6.2% |
| Medicare | -$555 | 1.4% |
| Total Taxes | -$7,461 | 19.5% |
| Take-Home Pay | $30,858 | 80.5% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Personal Care and Service Workers, All Other in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $37,440 | -$7,244 | $30,195 | 19.4% |
| 25th Percentile (P25) | $37,740 | -$7,318 | $30,421 | 19.4% |
| Median (P50) | $38,320 | -$7,461 | $30,858 | 19.5% |
| 75th Percentile (P75) | $41,640 | -$8,280 | $33,359 | 19.9% |
| 90th Percentile (P90) | $55,010 | -$11,575 | $43,434 | 21.0% |
After federal income tax ($2,614), state tax ($1,916), and FICA ($2,931), a Personal Care and Service Workers, All Other in Massachusetts takes home $30,858 per year — or $2,571 per month. The effective tax rate of 19.5% is relatively low compared to the national range.
Where does a Personal Care and Service Workers, All Other keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #11 out of 44 states for Personal Care and Service Workers, All Other after-tax take-home pay.
A Personal Care and Service Workers, All Other in Massachusetts earning a median salary of $38,320 will take home approximately $30,858 per year after federal income tax ($2,614), state income tax ($1,916), and FICA ($2,931). That is $2,571 per month or $1,186 per bi-weekly paycheck.
The effective total tax rate for a Personal Care and Service Workers, All Other in Massachusetts is 19.5%, broken down as: federal income tax 6.8%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Personal Care and Service Workers, All Other's median salary of $38,320, the state income tax amounts to $1,916 per year, which is an effective state rate of 5.0%.
After all taxes, a Personal Care and Service Workers, All Other in Massachusetts takes home approximately $2,571 per month, or about $14.84 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $38,320 for Personal Care and Service Workers, All Other in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $30,858/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR