How much does a Occupational Therapy Assistants actually take home in Massachusetts?
5.0% flat rate — 23.3% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-06
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Detailed line-by-line tax calculation for a Occupational Therapy Assistants earning $72,160 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $72,160 | — |
| Federal Income Tax | -$7,716 | 10.7% |
| Massachusetts State Income Tax | -$3,608 | 5.0% |
| Social Security (OASDI) | -$4,473 | 6.2% |
| Medicare | -$1,046 | 1.4% |
| Total Taxes | -$16,844 | 23.3% |
| Take-Home Pay | $55,315 | 76.7% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Occupational Therapy Assistants in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $51,140 | -$10,622 | $40,517 | 20.8% |
| 25th Percentile (P25) | $60,630 | -$12,961 | $47,668 | 21.4% |
| Median (P50) | $72,160 | -$16,844 | $55,315 | 23.3% |
| 75th Percentile (P75) | $77,760 | -$18,784 | $58,975 | 24.2% |
| 90th Percentile (P90) | $82,410 | -$20,396 | $62,013 | 24.7% |
After federal income tax ($7,716), state tax ($3,608), and FICA ($5,520), a Occupational Therapy Assistants in Massachusetts takes home $55,315 per year — or $4,609 per month. The effective tax rate of 23.3% is relatively low compared to the national range.
Where does a Occupational Therapy Assistants keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #12 out of 51 states for Occupational Therapy Assistants after-tax take-home pay.
A Occupational Therapy Assistants in Massachusetts earning a median salary of $72,160 will take home approximately $55,315 per year after federal income tax ($7,716), state income tax ($3,608), and FICA ($5,520). That is $4,609 per month or $2,127 per bi-weekly paycheck.
The effective total tax rate for a Occupational Therapy Assistants in Massachusetts is 23.3%, broken down as: federal income tax 10.7%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Occupational Therapy Assistants's median salary of $72,160, the state income tax amounts to $3,608 per year, which is an effective state rate of 5.0%.
After all taxes, a Occupational Therapy Assistants in Massachusetts takes home approximately $4,609 per month, or about $26.59 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $72,160 for Occupational Therapy Assistants in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $55,315/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR