Occupational Therapists Salary in Texas: Cost of Living Adjusted (2024)

What does a Occupational Therapists salary really buy you in Texas?

Texas is 2.5% cheaper than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-04-02

Nominal Salary
$98,970
Median annual (2024)
+2.6%
Real Purchasing Power
$101,507
COL-adjusted (RPP=97.5)

Texas Cost of Living Index

Texas's Regional Price Parity (RPP) is 97.5, meaning prices are 2.5% lower the national average. A Occupational Therapists earning $98,970 in Texas has the equivalent purchasing power of $101,507 in an average-cost US state.

TX: 97.5
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Texas's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $72,120 $73,969 +$1,849
25th Percentile (P25) $82,050 $84,153 +$2,103
Median (P50) $98,970 $101,507 +$2,537
75th Percentile (P75) $121,440 $124,553 +$3,113
90th Percentile (P90) $132,460 $135,856 +$3,396
Key Insight

Texas's cost of living is close to the national average, so $98,970 keeps most of its value at $101,507 in real terms. Location choice here is more about career opportunities than cost arbitrage.

Best States for Occupational Therapists (After Cost of Living)

Where does Occupational Therapists salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$112,083
RPP 88.8
$109,965
RPP 86.6
$108,808
RPP 87.3
4. Alabama
$108,587
RPP 87.8
$106,450
RPP 91.0
6. Georgia
$105,730
RPP 95.8
7. Nevada
$105,300
RPP 96.4
$105,110
RPP 90.6
9. Kansas
$104,822
RPP 90.0
10. Tennessee
$103,213
RPP 91.8

Texas ranks #11 out of 51 states for Occupational Therapists after cost-of-living adjustment.

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How much do you actually take home? See Occupational Therapists take-home pay in Texas after taxes →

Frequently Asked Questions

What is the real salary for a Occupational Therapists in Texas after cost of living?

A Occupational Therapists in Texas earns a median salary of $98,970 per year. After adjusting for Texas's cost of living (RPP=97.5), the real purchasing power is $101,507 — a +2.6% difference.

Is Texas expensive to live in?

Texas's cost of living is 2.5% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Texas is 97.5 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Occupational Therapists in Texas: $98,970 x (100 / 97.5) = $101,507. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Occupational Therapists in Texas financially?

From a purchasing power perspective, yes. A Occupational Therapists in Texas enjoys 2.6% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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